Sophia Tocci Bell - Mortgage Loan Originator's Cover Image
Sophia Tocci Bell - Mortgage Loan Originator - Branch Manager - NMLS# 655065 in Leominster, MA

Sophia Tocci Bell - Mortgage Loan Originator

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Branch Manager - NMLS# 655065

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Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Joanne D C
    Lancaster, MA
    Posted on August 28th, 2023 01:07 PM
    My experience with Total Mortgage was great! Sophia was excellent to work with. She was easy to talk to, very approachable and was very quick to respond to any questions I had. Sophia provided me with all the necessary information for a smooth...
    read more
  • Encompass
    K
    Katherine P H
    Marlborough, MA
    Posted on August 25th, 2023 08:48 PM
    Sophia clearly explains the process and is easy to communicate with. She cares about her clients and ensures that are set up for success.
  • Encompass
    J
    Jorge C
    Winchendon, MA
    Posted on August 25th, 2023 02:34 PM
    Sophia answered all my questions accurately and promptly. Communication was great throughout and she was extremely nice! Would recommend her in the future!
  • Encompass
    L
    Leo J F
    Ashburnham, MA
    Posted on August 16th, 2023 12:12 AM
    The level of knowledge and support
  • Encompass
    M
    Marc B A
    Gardner, MA
    Posted on July 25th, 2023 10:21 PM
    Sophia was very helpful through the entire process. Anytime we had a question she was there to answer every last one.
  • Encompass
    A
    Amanda C B
    Gardner, MA
    Posted on July 19th, 2023 12:25 AM
    She is the best!!! She was so helpful and made this process so easy for us! She’s always on point. And most important she made this a happy experience for us! We are so grateful!!!❤️
  • Encompass
    B
    Brianna S
    Leominster, MA
    Posted on July 17th, 2023 02:34 PM
    Sophia is very knowledgeable and was on top of every step. This was my first time buying a house and it was a breeze!
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    G
    Gayle M P
    New Salem, MA
    Posted on July 17th, 2023 11:56 AM
    I had the easiest mortgage experience. Sophia was totally transparent. She got me the best rate she could and made the process so easy. I would highly recommend using her and would definately reach out if I ever needed her in the future.
  • Encompass
    K
    Kaylee R
    Athol, MA
    Posted on July 16th, 2023 11:01 PM
    Sophia made everything as stress free as possible, she also took time to explain how exactly the process would look and updated on progress as soon as it happened.
  • Encompass
    R
    Ronald F C
    Athol, MA
    Posted on July 8th, 2023 01:10 PM
    she goes over 100%
  • 161–170 of 401
    About
    Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 655065
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.