Sophia Tocci Bell - Mortgage Loan Originator's Cover Image
Sophia Tocci Bell - Mortgage Loan Originator - Branch Manager - NMLS# 655065 in Leominster, MA

Sophia Tocci Bell - Mortgage Loan Originator

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Branch Manager - NMLS# 655065

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Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Sheila B
    Leominster, MA
    Posted on July 2nd, 2024 06:34 PM
    Sophia was awesome to work with and so on top of everything! Nice, knowledgeable and direct which was great as a first time homebuyer
  • Encompass
    D
    Derick M
    Kingston, NH
    Posted on June 25th, 2024 02:55 AM
    Sophia was a pleasure to work with. She answered all my questions promptly and offered detailed, helpful information every step of the way.
  • Encompass
    G
    Geoffrey W D
    Ashburnham, MA
    Posted on May 31st, 2024 02:47 PM
    Sophia was very knowledgeable and an excellent communicator. She explained each step thoroughly so I knew what to expect. She responded extremely quick to any questions that I had and made the transaction as smooth as possible. I would highly...
    read more
    Reply from Sophia Tocci Bell - Mortgage Loan O...
    March 21st, 2025 06:35 PM
    Thanks Geoffrey! Ensuring that our customers understand each stage of the process is an utmost priority for me and I'm glad I could assist in making your transaction seamless. It was my pleasure working with you guys. Feel free to reach out...
    read more
  • Encompass
    P
    Pam C D
    Chelmsford, MA
    Posted on May 9th, 2024 01:19 AM
    Sophia was willing and ready to go the extra mile to support us. She provided all the information and guidnance we needed right from the start and helped us better prepared as first time home buyers.
    Reply from Sophia Tocci Bell - Mortgage Loan O...
    March 21st, 2025 06:35 PM
    Thanks Pam! Congrats again on the house!! It's a beautiful home.
  • Encompass
    T
    Tyler N
    Boston, MA
    Posted on March 30th, 2024 01:01 PM
    Sophia was always available and answered all my questions no matter how simple or complicated it may have been.
    Reply from Sophia Tocci Bell - Mortgage Loan O...
    March 21st, 2025 06:35 PM
    Thanks Tyler! Being available and ensuring all your questions were answered, whether simple or complex, is a crucial part of my job. Thanks for trusting me!
  • Encompass
    D
    Drew Z
    Framingham, MA
    Posted on March 12th, 2024 12:23 PM
    Sophia was on top of everything and was always happy to answer any questions we had!
    Reply from Sophia Tocci Bell - Mortgage Loan O...
    March 21st, 2025 06:35 PM
    I'm so happy too hear you had a positive experience, Drew! It was my pleasure to assist with your questions and help make your mortgage process with Total Mortgage as smooth as possible. Thank you!!
  • Zillow
    J
    Juan C
    Posted on February 25th, 2024 07:47 AM
    Is the second property that I bought with Sophia. She is super knowledgeable. Make my overwhelming home purchase process a smooth transaction. She always goes above and beyond to find you the best deal. 💯% recommended.
  • Encompass
    J
    Juan C C
    Winchendon, MA
    Posted on February 24th, 2024 02:13 PM
    She is always available.. go above and beyond. My second transaction with Sophia and looking forward for a third one.
    Reply from Sophia Tocci Bell - Mortgage Loan O...
    March 21st, 2025 06:35 PM
    Thanks for trusting me on another home!!
  • Zillow
    J
    Juan C
    Winchendon, MA
    Posted on February 24th, 2024 12:00 AM
    Is the second property that I bought with Sophia. She is super knowledgeable. Make my overwhelming home purchase process a smooth transaction. She always goes above and beyond to find you the best deal. 💯% recommended.
  • Zillow
    J
    Juan C
    Winchendon, MA
    Posted on February 24th, 2024 12:00 AM
    Is the second property that I bought with Sophia. She is super knowledgeable. Make my overwhelming home purchase process a smooth transaction. She always goes above and beyond to find you the best deal. 💯% recommended.
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    About
    Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 655065
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.