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Sonya Pitt
RMLO | NMLS# 182524
Trusted mortgage professional with more than 25+ years of experience helping families achieve homeownership. Born and raised in the Lowcountry, I understand the local market and am committed to making the mortgage process smooth, simple, an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sonya is very responsive, realistic and sets the expectations right from the beginning of the relationship. We wouldn't use anyone but Sonya and are so happy and blessed to have been introduced to her over 2 years ago! Highest recommendations...
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Reply from Sonya Pitt
March 4th, 2026 08:49 PM
Helene - Thank you for trusting me again with your VA loan. I value your continued trust in me assisting you guys!
Working with Sonya on my home loan was an amazing experience! The mortgage process can be stressful, but Sonya made everything smooth and straightforward from day one.Sonya’s expertise, attention to detail, and genuine care for her clients...
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Reply from Sonya Pitt
March 4th, 2026 08:50 PM
It was an honor to assist you with your VA Construction Loan. I am here anytime you have questions! Can't wait to see the end result
Sonya jumped into action when our realtor Debra Walters hit her we need to get these folks set up ASAP. Sonya was fast acting, even while on vacation. (She didn't let us know until after we went to closing) She was prompt and on top of the...
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Reply from Sonya Pitt - The Mortgage Girl NML...
February 8th, 2026 01:13 PM
It was an honor to assist you. Thank you for trusting me
What makes it great is dealing with people you know and trust!
Reply from Sonya Pitt
February 10th, 2026 02:40 PM
It means a lot to hear that trust is a part of your experience, John. Building and maintaining strong relationships is important to me, and I'm pleased this has been meaningful for you. If there's anything else I can assist you with in the...
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Working with Mackenzie Pitt is an amazing experience from start to finish! She is incredibly knowledgeable, professional, and truly cares about her clients. Her communication is outstanding! I would highly recommend her to anyone looking for...
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Reply from Owner
May 2nd, 2026 12:00 AM
Thank you. Mackenzie loves what she does and we appreciate your review
Sonya made sure I got the lowest rate possible and when things were starting to look they might bot not go through as planned she jumped in and fought to keep things moving on schedule.
Reply from Sonya Pitt
March 4th, 2026 08:50 PM
Thank you for trusting me with your VA home loan! It was an honor to serve you!
Sonya and her team were very responsive, knowledgable and provided great insight to the market conditions. She guided us to the right product and the process was very smooth with minimal hiccups.
Reply from Sonya Pitt
March 4th, 2026 08:51 PM
I'm pleased to hear about your positive experience, Nathan. Providing valuable insights and a seamless process is something I strive for, and it’s great to know that met your expectations. If you have any further questions or need assistance...
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I had 1 million questions and was a first time homebuyer. Sonya made sure the entire process was absolutely seamless for me and helped reassure me that everything would go smooth. With her help closing was only 20 minutes! held my hand as I...
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Reply from Sonya Pitt
January 16th, 2026 05:34 PM
It’s great to hear that your home buying experience was smooth and reassuring, Eric. I truly understand how daunting the process can be for first-time buyers, so I’m glad I could assist in easing any worries and guiding you through each step....
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As a first time homebuyer, this process was absolutely stress-free and streamline. Sonya and her team made sure that everything went off without a hitch. We were out of closing within 30 minutes and she gave me weekly updates from my application...
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Reply from Owner
May 2nd, 2026 12:00 AM
Thank you for your review. It was an honor to assist you. Enjoy your new home
I had an outstanding experience working with Sonya Pitt as my lender. She went above and beyond, even during the holidays, to ensure that the entire home-buying process was smooth and stress-free. Her dedication, professionalism, and genuine...
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Reply from Sonya Pitt
January 16th, 2026 05:36 PM
I am so grateful for your trust with me helping you buy your 2nd home! It was an honor to walk you through the process. Enjoy your new home!
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About
Trusted mortgage professional with more than 25+ years of experience helping families achieve homeownership. Born and raised in the Lowcountry, I understand the local market and am committed to making the mortgage process smooth, simple, and stress-free. I specialize in VA home loans and consider it an honor to serve veterans, active-duty military members, and their families. I also have extensive experience helping first-time homebuyers understand their financing options and available assistance programs. My motto is Lending with Integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bank Statement Loans
Specialities
VA Construction Loans
Mortgages for Home Purchase
Mortgages for Home refinances
New Construction Loans
VA Mortgages
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Positions
- LOWER Mortgage Team Premier - Branch Manager Sr. Loan OfficerFeb 1st, 2014 - Current
Memberships
- Vetted Va
- VA Mortgage Certified - NAMB
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- GA# 54967
- NMLS# 182524
Gallery
Videos
Achievements
- 2018, 2019, 2020, 2021, 2022, 2023 Directors Circle Award
- 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 Top Producer
- 2020 Top VA Originator
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Hobbies
- Traveling and spending time with family! Life is short
- spending time with family
- Traveling the World
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.