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Sonya Pitt
RMLO | NMLS# 182524
Trusted mortgage professional with more than 25+ years of experience helping families achieve homeownership. Born and raised in the Lowcountry, I understand the local market and am committed to making the mortgage process smooth, simple, an... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Great communication!
Reply from Sonya Pitt
May 18th, 2026 07:46 PM
Chyrel, I'm glad you found the communication to be great. It's important to me to ensure that all your questions are addressed effectively. If there's anything else you need, feel free to reach out.
It was very easy to submit all the necessary documentation needed to process our loan online. We did not have to meet in the office which saved us a great deal of time.
Reply from Sonya Pitt
May 15th, 2026 03:00 PM
Monica, I'm pleased to hear that the online process for submitting your documentation was convenient and time-saving for you. Making the experience smooth and efficient is a priority for me. If there's anything else I can assist you with, please...
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Great communication and very helpful.
Reply from Sonya Pitt
May 12th, 2026 07:12 PM
Brandon, I appreciate your kind words about the communication and assistance you received. I'm happy to have been able to help you.
This was the easiest transaction from start to finish. The tools that she has in place were perfect and tailored for the user experience. Sonya and her team were super honest upfront and took care of my loan with ease. They always answered...
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Reply from Sonya Pitt
May 8th, 2026 01:33 PM
William, I'm grateful for your positive feedback and am so pleased that you found the transaction smooth and efficient. It's appreciated to hear that our tools and communication made the process easier for you. Your recommendation means a lot...
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The process was completely seamless throughout . We are able to get into the house I had my heart set on even though it was over budget. Cannot be happier in the relationships made through the process and the service provided. Thank you for...
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Reply from Sonya Pitt
May 6th, 2026 06:55 PM
Bianca, I'm so glad to hear that the process was seamless for you and that you're enjoying your beautiful new home. Building strong relationships and providing great service is very important to me. If you ever need anything in the future,...
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Do yourself a favor and call Sonya. She was the first person to tell us we could buy a house after going to many lenders in the past. She will go above and beyond through the whole process you won’t be disappointed.
Reply from Owner
May 2nd, 2026 12:00 AM
Thank you Brandon!! I'm so happy we could get you guys approved with the Palmetto Hero program!! Enjoy your new home.
Cannot recommend Sonya and her team enough! As first time home buyers we had no idea what we would get approved for. She went above and beyond to get use the best financing possible even when I went over budget on the house I had my heart set...
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Reply from Owner
May 2nd, 2026 12:00 AM
We were blessed by helping you purchase your 1st home. Even when others said No we knew it could be done. Palmetto Hero was the perfect program for you. Enjoy making memories in your new home.
Sonya was very personable, easy to communicate with, very informative and a pleasure to do business with. My wife and I would highly recommend Sonya and Team Premier.
Reply from Sonya Pitt
May 1st, 2026 04:04 PM
Thank you for your kind words, Douglas. I'm pleased to hear that you and your wife found the experience informative and enjoyable. I appreciate your recommendation and am always here if you need further assistance.
My wife and I would highly recommend Sonya Pitt and Team Premier/Lower Mortgage for anyone in need of home mortgage lending. Sonya was extremely well versed in the VA Home Loan system and made our home purchase a pleasant experience.
Reply from Owner
May 2nd, 2026 12:00 AM
Thank you so much. It was an honor to assist you. Enjoy your beautiful home
Dena was extremely helpful, doing alot of b work to make sure things went smoothly. Sonya was very responsive to any questions. Great team and experience.
Reply from Sonya Pitt
April 20th, 2026 04:48 PM
I'm pleased to hear that you had a great experience with both Dena and me, John. Your feedback about our responsiveness and teamwork is greatly appreciated. If you have any more questions or need further assistance, please feel free to reach...
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About
Trusted mortgage professional with more than 25+ years of experience helping families achieve homeownership. Born and raised in the Lowcountry, I understand the local market and am committed to making the mortgage process smooth, simple, and stress-free. I specialize in VA home loans and consider it an honor to serve veterans, active-duty military members, and their families. I also have extensive experience helping first-time homebuyers understand their financing options and available assistance programs. My motto is Lending with Integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bank Statement Loans
Specialities
VA Construction Loans
Mortgages for Home Purchase
Mortgages for Home refinances
New Construction Loans
VA Mortgages
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Positions
- LOWER Mortgage Team Premier - Branch Manager Sr. Loan OfficerFeb 1st, 2014 - Current
Memberships
- Vetted Va
- VA Mortgage Certified - NAMB
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- GA# 54967
- NMLS# 182524
Gallery
Videos
Achievements
- 2018, 2019, 2020, 2021, 2022, 2023 Directors Circle Award
- 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 Top Producer
- 2020 Top VA Originator
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Hobbies
- Traveling and spending time with family! Life is short
- spending time with family
- Traveling the World
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.