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Sonia Niccum-Gunderson, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 310 Enterprise Dr, Warsaw, Indiana, 46580
Telephone: +1-260-330-3361
Rating: 4.95

VP | Branch Manager | NMLS# 565570 | Ruoff Mortgag...

Ruoff Mortgage - Warsaw

4.95

(155)

Mortgage

Mortgage Loan Officer

Contact Info

(260) 330-3361

Warsaw, IN

https://www.ruoff.com/soniagunderson

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.95

(155)

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Experience.com

4.93

(109)

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5.0

(46)

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Sonia has been absolutely wonderful to work with during the home buying process . She has always been quick to get back with us, regardless of it being "after hours" or the weekend. She made the entire process so easy & nonstressful. I have...

Reply from Sonia Niccum-Gunderson, Ruoff Mortg...

December 18th, 2024 12:56 AM

Thank you so much for the glowing review, Payton! I am thrilled to hear that I made your home buying process easy and stress-free. Your feedback about the promptness, even after hours and on weekends, is greatly appreciated. It's fantastic...

Amazing place and Sonia was the best to work with!!

Reply from Owner

July 8th, 2025 07:36 PM

Thank you, Haley! It means a lot to hear such kind words. I'm really glad I could make your experience a positive one. If you ever have more questions or need assistance in the future, feel free to get in touch.

The way Sonia talked to us and helped us through this whole journey as first time homeowners couldn't have been any better. She made sure we understood everything and fully explained everything throughly to make sure we understood and any question...

Reply from Sonia Niccum-Gunderson

July 8th, 2025 07:37 PM

Haley, thank you so much for your thoughtful review. It's truly rewarding to hear that I could support you and make your first home-buying journey enjoyable and clear. Ensuring you understood each step was important to me, and I'm glad I could...

Sonia was amazing

Reply from Sonia Niccum-Gunderson

November 21st, 2024 10:39 PM

I'm truly glad to hear that you had such a positive experience, Benjamin! Your satisfaction is my top priority and your feedback means a lot to me. I strive to make every interaction with Ruoff Mortgage as seamless and efficient as possible....

Sonia made me feel at ease through the whole process! She assured me when things were looking good and kept me calm woth with answering any questions I had veey very quickly . I truly appreciated her expertise and just upbeat attitude theough...

Reply from Sonia Niccum-Gunderson

November 11th, 2024 10:00 PM

Thank you for the fantastic review, Johanna! We're thrilled to hear about your positive experience with Sonia Niccum-Gunderson. Here at Ruoff Mortgage, we strive to make the process smooth and stress-free for our clients, and we're pleased...

Sonia's professionalism and courteous, outgoing nature made the entire process for me, as a first time homebuyer, incredibly smooth. She made sense of things for me that didn't make sense at the time and communicated in a way that I didn't...

Reply from Sonia Niccum-Gunderson

October 23rd, 2024 06:30 PM

Thank you for your detailed review, Scott. We're thrilled to hear that Sonia Niccum-Gunderson was able to provide such a positive and smooth experience for you during your first home buying journey. Her dedication to making complex financial...

Sonia is absolutely great. Closing fees are much higher than a local bank/cu. Overall, will/would use again.

Reply from Sonia Niccum-Gunderson

October 23rd, 2024 06:31 PM

Thank you for your feedback, Derek. We're pleased to hear that you had a positive experience with Sonia Niccum-Gunderson and would consider using Ruoff Mortgage again in the future. We understand your concern regarding our closing fees. Please...

Sonia Niccum-Gunderson, Ruoff Mortgage has received a review with 5 star rating from Lucas A

Reply from Owner

October 23rd, 2024 06:32 PM

Thank you for your feedback, Lucas! We're thrilled to hear that you had such a positive experience with Sonia Niccum-Gunderson. At Ruoff Mortgage, we strive to provide our customers with top-notch service, and we're glad Sonia was able to achieve...

Answered any questions I had and was very quick to let me know what was the next step of the process

Reply from Sonia Niccum-Gunderson

July 8th, 2025 07:37 PM

Thank you, Lucas, for your kind words. I'm glad I could be helpful by addressing your questions and keeping you informed about the next steps. If you have any more questions or need further assistance in the future, please don't hesitate to...

Sonia is amazing. Absolutely incredible. Compassionate, knowledgeable, and possibly a magician. The best person to have on your side through this process.Sonia and her team were incredible. After so many people laughed in our faces and refused...

Reply from Owner

October 23rd, 2024 06:33 PM

It's wonderful to hear such positive feedback about Sonia Niccum-Gunderson and her team at Ruoff Mortgage. We always strive to provide top-notch service to our clients and it's reassuring to know Sonia was able to assist you so effectively....

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About

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

USDA financing

Pre-approvals

FHA loans

Down payment assistance

Construction loans

Conventional financing