Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The best extremely happy my loan went as smooth as I hoped it would. I work a lot so not having to worry about it was very helpful. Silverio was on top of everything and was always there when I had a question and always had an answer for me....
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Silverio has been phenomal to work with from start to finish. For our first home purchase he made the whole experience smooth and a breeze. He was very attentive, responded immediately to all and any questions I had and very knowelable. His...
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Thank you Silverio for all of your help and assistance in securing our loan for our home. You were very professional, honest and well organized. We also felt how appreciative you are to all our veterans. You were also able to answer all our...
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Reply from Owner
November 6th, 2018 12:00 AM
Thank you Angelo. It was a pleasure to work with you. I truly appreciate the kind words.
Silverio Garcia at Gem Mortgage is highly knowledgeable in all types of home loans and refinancing. My purchase went as smooth as possible because of Silverio and the rest of his team, and they actually finished all of the paperwork early to...
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Reply from Owner
November 6th, 2018 12:00 AM
Thank you Harry! I really appreciate your review!
Silverio was very knowledgeable of the VA loans and understood my needs and there is something different in him from other lenders. He was always available to assist me with anything that I need. I believe if Yolanda Castro didn’t introduce...
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Two years ago Silverio helped us with our first home purchase. Today we just finalized refinancing our current home at an amazing low interest rate that has dropped our mortgage tremendously. We are forever grateful to GEM mortgage and the...
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Silverio Garcia made our first time home buying experience smooth and stress free. He thoroughly walked us through each step of the process and broke everything down for us from the loan amount to our out of pocket expenses. Silverio and his...
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Silverio made everything extremely easy for me, even when I was out of town. Once the ball started rolling, Silverio and his team worked at a very fast pace for me and my family to get our new home. I do apprecite all their hard work!!
Silverio Garcia and his team had the exact loan I needed, a 30 year fixed at 4.75% with PMI and no pre-payment penalty. I was able to do 10%down. They were very professional and answered any questions I had.
We could not have been more satisfied with Silverio and his guidance with the homebuying process. He gave us excellent guidance and expressed deep knowledge about each home we looked at. He is personable, endlessly patient, and incredibly generous...
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."