Silverio Garcia
Loan Officer | NMLS # 234378
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
As first time buyers we were very unfamiliar with the whole process but he took the time to explain everything to us since we had a lot of questions and was there for us even after hours by phone or text when we were unsure about something...
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Silverio and his staff explained every details of what that has to be done of getting prequalified for a loan, steps of what you can afford, making sure you have all your paperwork and needed documents, taking the online frame course so you...
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Everyone was willing to do whatever it took to make sure our experience was painless. Really appreciate the entire team!
I would recommend GEM Mortgage to anyone that is looking to buy their 1st or and 2nd home. They are very knowledgeable of the housing market and the community they are in. They put me at ease everytime I felt nervous or unease about if I needed...
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Attention to detail.
Silverio was very patient and helpful throughout the whole process. And totally helped us in getting us the house we wanted. Thank you so much Silverio!
Excellent service
Silverio and his team are a dream to work with. I received honest and useful information from the start. Silverio was always available to answer my questions and took the time to talk through my loan with me in a way that made sense. I would...
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Our experience was great
Silverio and his team helped me and my husband thru the whole process of buying our home. He and his team were so helpful and reliable. We are so happy with our new home.
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About
My name is Silverio Garcia and I'm a 19 year veteran in the mortgage lending world having served thousands of Families over my years in the business. The types of loans we offer are VA, FHA, Conventional, jumbo, Non-QM loans for self employed & investors, USDA, renovation loans, First Time buyer loans and much more, having helped . We look forward to assist you with your mortgage needs.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Positions
- Silver Mortgage Group - Branch Manager- OwnerJan 1st, 2009 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234378
Achievements
- Top 250 NAHREP
- Mortgage Executive top 200
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."