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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
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    Matthew S
    NEW LISBON, WI
    Posted on December 23rd, 2024 02:29 AM
    Shelley was great to work with, she fully understood my needs for my second home and was always responsive to questions, even during odd hours of the day/week.
    Reply from Shelley Rhoades
    January 2nd, 2025 02:32 AM
    I greatly appreciate your positive review, Matthew. It's been a pleasure working with you on securing your second home loan. I strive to be as responsive and available as possible for all client needs, no matter the time of day. I'm glad to...
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    Coeli D
    Posted on July 24th, 2024 09:19 PM
    Shelley was exceptional with my husband and my first application for a mortgage on our first home. She worked diligently to provide the best rate, the most up to date information and overall experience during what can be a stressful time. I...
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    Reply from Owner
    July 25th, 2024 08:13 PM
    You are too sweet!! Thank you so much and congrats to you both!
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    Christopher I
    Posted on July 3rd, 2024 11:58 AM
    Shelley was very knowledgeable, thorough and accurate with closing costs and working with my son and daughter in law on their first purchase of a new home. Her timely follow ups and professionalism with her Mortgage Team was a great asset to...
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    Reply from Owner
    July 3rd, 2024 04:43 PM
    Thank you so much! I was honored to help them with the financing for buying their first home! Congratulations to all!
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    Tim M
    Posted on May 23rd, 2024 07:51 PM
    Shelley was absolutely outstanding to work with at FNBO. We were building a custom home and also wanting to stay in our current home while the build out was happening. Shelley helped us make everything we wanted possible throughout the entire...
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    Reply from Owner
    June 5th, 2024 09:58 PM
    This means the world to me. I've built my business on making sure that customers like you feel seen, heard, and HAPPY at the end of the real estate process. I'm so happy for you guys and your AMAZING new home!
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    Sierra L
    Posted on May 14th, 2024 11:14 PM
    My fiancé and I worked with Shelley to purchase our first home. She was amazing to work with and consistently went above and beyond for us! Shelly met with us about a year before we were ready to buy and walked us through our finances to advise...
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    Reply from Owner
    May 23rd, 2024 07:53 PM
    Congratulations, Sierra! I'm so glad you chose to work with me and I'm honored to have walked this journey with you! Way to stick to your financial goals to make this dream of homeownership happen!
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    Brad H
    Posted on May 13th, 2024 09:55 PM
    Shelley, as a loan officer, was exceptional, putting in great effort to educate and explain the process clearly. As a young, first-time homebuyer, I was thoroughly impressed by her presentation and guidance throughout. I'd like to give a shoutout...
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    Reply from Owner
    May 23rd, 2024 07:51 PM
    Thanks so much Brad!! We're thrilled to have been a part of this journey for you!
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    L. V
    Posted on May 8th, 2024 11:25 PM
    Our new home construction would not be possible without Shelley & the FNBO Team. A successful real estate transaction requires patience, flexibility, and competent action to navigate the deal to closing. Thank you Shelley for supporting our...
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    Reply from Owner
    May 13th, 2024 07:51 PM
    Thank you for your review! I am so happy for you guys on your brand new home!!
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    L V
    Posted on May 8th, 2024 12:00 AM
    Our new home construction would not be possible without Shelley & the FNBO Team. A successful real estate transaction requires patience, flexibility, and competent action to navigate the deal to closing. Thank you Shelley for supporting our...
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    Reply from Owner
    February 25th, 2025 12:00 AM
    Thank you for your review! I am so happy for you guys on your brand new home!!
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    Scott G
    Posted on April 28th, 2024 02:18 PM
    We can't recommend Shelley enough. We bought in late 2023, not a fun time with rates as they are- Shelley was informative, kind, responsive, and professional. She and her team are fantastic, and her rates and options were by far the best I...
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    Reply from Owner
    May 7th, 2024 04:07 PM
    Thank you so much for the review, Scott! I'm glad we could find you the loan program that worked for you to buy your home!
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    Jami S
    Posted on April 2nd, 2024 01:46 PM
    Shelley was fabulous. She walked us through each step, answered all of our questions and we had everything done ahead of schedule. She helped us find the loan that was truley the best deal and the best fit for us. Our Realtor even said Shelley...
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    Reply from Owner
    April 2nd, 2024 08:17 PM
    You are so kind, Jami! Congratulations on the purchase of your new home! I'm so glad you had an amazing experience and thankful that you chose me to help you secure your financing!
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149