Shelby Ybarra
Loan Officer | NMLS #1850162
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Shelby was great through our whole process. Easy to communicate with and replied quickly to any questions we had. Thank you!
Reply from Shelby Ybarra
March 27th, 2026 03:10 PM
I appreciate your positive feedback. It was a pleasure to assist you, and I'm glad to hear that communication was smooth and helpful throughout your process. If there's anything more you need in the future, please feel free to reach out. Thank...
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Shepby is knowledgeable, personable, and kind. She helped get these clients into their dream home after 2 years of working with them. She handled all hurdles that came our way with ease and reassurance.
Reply from Shelby Ybarra
March 23rd, 2026 05:45 PM
Amanda, I'm grateful for your positive feedback. It was truly rewarding to assist these clients in realizing their dream of homeownership after such dedication. Navigating challenges and ensuring a smooth process is always my priority. Thank...
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Very easy and professional
Working with Shelby Ybarra as my loan officer was an absolute pleasure from start to finish. She was knowledgeable, professional, and incredibly responsive throughout the entire process. Shelby took the time to explain everything clearly and...
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Shelby was very resourceful, explained the process and what I needed to do to meet the goal in obtaining ownership. She insured to be available whenever I needed her to answer questions and clear up any of my uncertainties she did it with care...
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Reply from Shelby Ybarra
December 24th, 2024 06:09 PM
Thank you Constance! I appreciate you taking the time to tell others of your experience with me and my amazing team!!! You worked hard to achieve your goals and I am so happy for you! Thank you for trusting me and allowing me to be part of...
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She was able to explain things for us in
layman's terms and was availability helped. Shes trust worthy. Super Dass ag herring document to us that need to be sign.
Shelby is a 10. She's just sunshine on every level. She made sure the clients are well informed and feel protected all the way to the signing table. The world is lucky to have Shelby and so grateful to be aligned with her in business.
Reply from Shelby Ybarra
November 8th, 2024 06:25 PM
Ashleigh, your review truly warmed my heart! It's always my goal to ensure my clients feel informed and protected throughout the entire process, so hearing that you felt this way means the world to me. It's an absolute pleasure to be aligned...
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Shelby’s go get it attitude and clear communication. Thank you.
Reply from Shelby Ybarra
May 25th, 2024 11:11 PM
Your trusted loan fairy!! Thank you for your continued trust in me!
Great job on this transaction! Thank you!
Reply from Shelby Ybarra
May 25th, 2024 11:12 PM
Thank you Jennifer, it was a pleasure working with you! I look forward to the next opportunity!
As a first-time homebuyer, I was completely new to the whole process and feeling a bit overwhelmed. This amazing lady took the time to patiently explain everything to me in a way that I could understand. She made sure to keep me informed every...
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Reply from Shelby Ybarra
May 25th, 2024 11:13 PM
Vida, Your words mean the world to me. I am so grateful to be able to help you achieve your goals!! Congratulations on your home!!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Financing on a mortgage. Purchase, Refinance, Digital HELOC
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Loan OfficerJun 29th, 2023 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1850162
Achievements
- Licensed Loan Officer
Hobbies
- Reading
- Hiking
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235