Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231's Cover Image
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 - Senior Loan Officer | NMLS #130231 in Erie, PA

Sheila Gambatese - Sr. Loan Officer @ HMA Mor...

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Senior Loan Officer | NMLS #130231

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I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
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    Sandra J
    North East, PA
    Posted on July 1st, 2024 06:06 PM
    I really had no interaction with you but the sale closed with no issues.
    Reply from Sheila Gambatese
    July 1st, 2024 06:16 PM
    Thanks Sandra. It is always a blessing when there aren't any issues. Have a great day! Sheila
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    Stacy F S
    North East, PA
    Posted on June 24th, 2024 01:18 PM
    Sheila’s communication skills are on point. She kept me updated on the entire process. She’s friendly and I felt like I had known her forever.
    Reply from Sheila Gambatese
    June 24th, 2024 01:23 PM
    Thank you Stacy. I loved working with you & Jason. Remember, I am always here for questions! Here's to your start at making wonderful memories in your new home!! Sheila
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    Seth T
    North East, PA
    Posted on June 22nd, 2024 10:36 PM
    Can't think of any clients yet.....but I will!
    Reply from Sheila Gambatese
    June 24th, 2024 12:59 PM
    Thank you Seth!! We look forward to working with you!!
  • Encompass
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    Barbara L C
    Edinboro, PA
    Posted on June 14th, 2024 12:09 PM
    Flexibility and communication
    Reply from Sheila Gambatese
    June 14th, 2024 12:31 PM
    Thank you Barbara!!
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    M
    M C
    Posted on June 13th, 2024 06:59 PM
    Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from M C
    Reply from Owner
    June 14th, 2024 12:31 PM
    Thank you Michael!!
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    Michael A C
    Edinboro, PA
    Posted on June 13th, 2024 06:58 PM
    Shelia was great to work with. There were times we needed to meet by phone in the evenings and on weekends, and Shelia was very accommodating!
    Reply from Sheila Gambatese
    June 13th, 2024 07:27 PM
    Thank you Michael! I loved working with you & Barbara. Hopefully we can get together when you guys come north!!
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    Kait M
    Posted on June 11th, 2024 03:55 PM
    This is the 2nd time we have used Sheila at Holland Mortgage and both times she has gone above and beyond to make the process as stress free and simply for us. We could not thank her enough!
    Reply from Owner
    June 13th, 2024 07:29 PM
    Kaitlyn, It was definitely our pleasure!! Enjoy your new home!!!
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    Kaitlyn M
    North East, PA
    Posted on June 11th, 2024 03:53 PM
    Sheila is amazing, this is the 2nd time we have used her and her team. They make everything easy and stress free. I can not say enough good about her or thank her enough!
    Reply from Sheila Gambatese
    June 13th, 2024 07:29 PM
    Kaitlyn, Thank you for the kind words. We loved working with you & Danny.
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    Dan K
    Edinboro, PA
    Posted on June 11th, 2024 02:10 PM
    Quick response to any issues and a great team around her.
    Reply from Sheila Gambatese
    June 13th, 2024 07:28 PM
    Thank you!!!
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    Danny K
    Posted on June 11th, 2024 12:06 PM
    Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Danny K
    Reply from Owner
    June 13th, 2024 07:28 PM
    Thank you Danny!!
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    About
    I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Home Mortgage Financing
    Jumbo Loan Programs
    Conventional Mortgage Programs
    Renovation Mortgage Financing Programs
    FHA / VA / USDA Government Mortgage Programs
    PHFA - PA State Bond Programs
    Down Payment Assistance Programs
    What is the Search Rank Score®?
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    Memberships
    • Greater Erie Board of Realtors
    • 5 Star Mortgage Professionals
    • Ultimate Originators
    • View All
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #130231
    Achievements
    • 5 Star Mortgage Professional
    Hobbies
    • Gardening
    • Baking & Cooking
    • Spending Time with friends & Family
    • View All
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity