

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM(Open now)
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Reviews from Web
Lance spent so much time with me on the phone, explaining to me all the details of my mortgage and answering the million questions that I had. I was amazed at how above and beyond he went -- he knew that my house would have multiple offers,...
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Lance and his team are so easy to work with and efficient.
Lance was on top of every detail and communicated quickly. You just can't get the kind of service he provided with one of those giant loan companies not even in your timezone. He communicated every step of the process, everything was articulated...
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Lance was great at making everything very understandable and clear. Also just very friendly and supportive.
Lance and his team was the absolute best part of buying our new home! His knowledge, thoughtful guidance, exceptional availability and thoroughness was found to be without equal compared to all other aspects of the home buying process (and...
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Lance and his team are top notch! Problem solvers, good communicators, and team players!
Lance was great and beyond helpful. He is extremely knowledgeable and willing to answer any and all questions, and since this was our first time buying a home, we had a lot of questions. My wife and I were very nervous going into buying a house,...
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Lance was great to work with. He is always on top of all the documentation needed. He had me ready to go with the pre-approval and worked with me to get the best rates. His team is very efficient and everything went smoothly.
Lance and his team are great to work with! We have worked with Lance purchasing several homes. We have never been disappointed in his attention to details and closing on the loan on time. Lance has a great team and Sara really gets things done...
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Reply from Owner
May 5th, 2020 12:00 AM
Patrick, I hope you are enjoying your new home and it was a pleasure to help you figure out a structure that fit within your qualifications! I appreciate you and your PATRONAGE! My best. Lance Morgan
Worked with Lance and his team over the years and they always get the job done and ease the stress throughout the process.
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/