Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Fri
6:30 AM to 12 PM(Open now)
Sat
6:30 AM to 12 PM
Sun
8:30 AM to 12 PM
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Reviews from Web
Lance
Lance listened carefully to our needs and made our cash-out re-fi as painless as possible. We were actually able to complete the entire transaction over the phone and internet. My son and I are delighted with the results!
Kept us very informed throughout our refi. It's a process, so having his help to navigate and keep us on track was a great relief.
Lance was super prompt getting things done, always available when I reached out, and super helpful with the document gathering process. Especially during the Covid-19 crisis going on. He was transparent and professional and showed clear integrity....
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If you ever need a loan or refinance your existing one, Lance and his team are the way to go. He reached out to us when the rates dropped, locked us into the best option possible and even called me on a weekend when I had questions or concerns....
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Reply from Lance Morgan
August 19th, 2023 06:01 AM
Girts & Anne, I really appreciate your kind words. Thank you for putting trust in me to give you guidance and listening to my recommendation of locking so I could do a no point and no fee refinance for you! If rates dip again you are on my...
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If you ever need a loan or refinance your existing one, Lance and his team are the way to go. He reached out to us when the rates dropped, locked us into the best option possible and even called me on a weekend when I had questions or concerns....
read more
Reply from Owner
May 5th, 2020 12:00 AM
Girts & Anne, I really appreciate your kind words. Thank you for putting trust in me to give you guidance and listening to my recommendation of locking so I could do a no point and no fee refinance for you! If rates dip again you are on my...
read more
Lance was very responsive to all of our questions, was available any day of the week and went above and beyond in helping us refinance.
Lance had all the details right in front of me at all times; he was patient with me as I asked dozens of questions about the numbers. I felt comfortable that Lance was getting me the best loan for my property and my individual situation. Thanks...
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Lance, Sara, and the rest of the team patiently (and quickly) walked us through the process of a re-fi and it was actually kind of fun. These guys are great!
Proactive assistance!
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/