Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
This was our first transaction with Lance and it was amazing. I truly believe that we got our dream home because of his advice and experience. His communications and experience made our transaction smooth and effortless. I 100% recommend him...
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Reply from Owner
August 14th, 2025 01:35 PM
Kristen, thank you so much for the kind words! 🙌 Helping you land your dream home was a true highlight, and I’m so glad my advice and experience made a difference. I know how much this home means to you, and it was a pleasure to make the process...
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My wife and I had a great experience working with Lance on our recent home purchase. He was upfront about everything and I always felt very in the loop. We even pivoted to grab a better rate with lower closing costs and still closed on time...
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Reply from Owner
August 12th, 2025 08:07 PM
Thank you for the thoughtful review! I’m thrilled we could pivot mid-process to secure you a better rate and lower closing costs — without slowing down your closing. That’s the advantage of working with a wholesale mortgage broker: I’m not...
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I had the pleasure of working with Lance Morgan with C2 Financial for several years, and I cannot recommend him highly enough.Most recently, he went above and beyond to secure an incredible deal for my buyers. His communication was seamless,...
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Reply from Owner
August 2nd, 2025 10:06 PM
Thank you for your fantastic review, Emily! We're thrilled to hear about your positive experience with Lance Morgan and appreciate your recognition of his dedication and expertise. It’s wonderful to know that he was able to secure an incredible...
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Working with Lance Morgan over the past year has been an absolute game-changer. His dedication to his clients is unmatched—whether it’s answering questions at 9 PM or diving deep to solve complex issues, Lance is always there, putting in the...
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Reply from Owner
July 28th, 2025 03:38 PM
Brian, thank you!! 🙏Working with pros like you is one of the biggest reasons I’m able to deliver fast closings, smart mortgage solutions, and five-star service to my clients. 💼🏡UWM doesn’t just talk about supporting brokers—they live it....
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Working with Lance Morgan over the past year has been an absolute game-changer. His dedication to his clients is unmatched—whether it’s answering questions at 9 PM or diving deep to solve complex issues, Lance is always there, putting in the...
read more
Reply from Owner
July 28th, 2025 03:38 PM
Brian, thank you!! 🙏Working with pros like you is one of the biggest reasons I’m able to deliver fast closings, smart mortgage solutions, and five-star service to my clients. 💼🏡UWM doesn’t just talk about supporting brokers—they live it....
read more
I had the pleasure of working with Lance on a recent transaction, and I couldn’t be more impressed with his professionalism and expertise. From our first interaction to the day of closing, Lance was consistently responsive, proactive, and detail-oriented....
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Reply from Owner
July 28th, 2025 03:27 AM
Amy, thank you so much for this incredible review—it genuinely means the world. I couldn’t have asked for a better partner on this transaction. Your professionalism, communication, and care for the client were top-tier.This deal was more than...
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I had the pleasure of working with Lance on a recent transaction, and I couldn’t be more impressed with his professionalism and expertise. From our first interaction to the day of closing, Lance was consistently responsive, proactive, and detail-oriented....
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Reply from Owner
July 28th, 2025 03:27 AM
Amy, thank you so much for this incredible review—it genuinely means the world. I couldn’t have asked for a better partner on this transaction. Your professionalism, communication, and care for the client were top-tier.This deal was more than...
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If you're in the Seattle area, I would highly, highly recommend Lance as a broker. Our real estate agent recommended Lance to us. In our offer for our house, we waived our financing contingency and had thousands in earnest money on the line...
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Reply from Lance Morgan nmls#742281 Seattle Wh...
May 11th, 2023 04:24 PM
Thank you so much for your glowing review! I am truly humbled by your kindness and appreciate the feedback. A core value of mine is to educate and strive to be transparent at all cost with my customers at all times, ensuring that communication...
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Lance always takes good care of me, makes everything easy.
I found Lance's rate charts and details quite effective to make my calculations and select the right rates for me. He provided me competitive prices and was very responsive throughout the transaction. He was also very quick in closing and made...
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/