

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Fri
6:30 AM to 12 PM(Open now)
Sat
6:30 AM to 12 PM
Sun
8:30 AM to 12 PM
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Reviews from Web
Lance is great! He is always available just an email or text away. He made our first time buying a house as smooth as pain free as possible. Thank you so much!!
Lance is absolutely fantastic to work with! He is extremely knowledgeable with mortgage options and has great follow up. Lance is friendly, kind and comes with a great sense of humor as well. His services are outstanding and we were very impressed...
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Lance and Sara made the refinancing process so easy and stress-free. They were attentive to our questions and responded immediately. When we received our new rate, they walked us through the all of the details without hesitation. This is the...
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Lance was very detailed in the information he provided. He communicated with us regularly throughout the entire process. It was clear that he had our best interest in mind. We really appreciated his help through the entire process!
Lance went above and beyond for us and was an essential part of making our dream of homeownership come true. Great communicator and available every step of the way to explain and assist with the process. He made himself available day and night...
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What Michael Jordan is to Basketball... Lance Morgan is to lending. I cannot recommend him enough. His execution, communication, thoroughness, and expertise are all top notch. Do yourself a favor and give him a call when it's time for a home...
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Lance and his team exceeded our expectations in every way. The efficiency, responsiveness and thoughtful consideration throughout our home buying process was superb. We were never made to feel bad for asking questions and our questions were...
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My wife and I always felt like we were in good hands with Lance and his team. He was an exceptional communicator, and there were never any unexpected surprises or fees, as he was always keeping our expectations up to date during our home-buying...
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As a first time home buyer Lance made was able walk me through this process and answered all my questions in a timely manner. The closing proceeds was smooth and completed on time as promised.
Lance Morgan has received a review with 5 star rating from Marissa B
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/