

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance is a super kind person. The process is stressful, even when streamlined, and Lance helped us through all the bumps not only because he is very good at what he does, but he was sympathetic to the innate stressors of the process.
Lance is a kind human being. Additionally, he is helpful and transparent in the mortgage process. I appreciate that he was able to help me anticipate what to expect with the process.
Lance is super knowledgeable, responsive and he’s reliable. We have had the pleasure of working with Lance on a couple occasions (first mortgage and refinance) and he NEVER disappoints. We have referred family and friends to him without hesitation....
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Lance answered every question we had and supplied information we would not have thought to ask about. He was very expeditious to get us the best deal with a looming government deadline that would have increased our cost to close. He got us...
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Lance and his team were outstanding. Communication with me was complicated as I was in the Eastern time zone and he was in the west, we were 3 time zones apart. I always had a quick response from his team, he answered questions quickly and...
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Thank you for being so responsive, supportive and answering all of the questions we had along the way. You made a huge process feel easy. Thank you!
Great communication. Lance and team made the process easy.
Lance was great to work with - extremely responsive and quick to put offers on the table. We needed extra hand holding since we were first time home buyers and it’s a confusing process. We were very satisfied and have already recommended Lance...
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Lance is beyond belief,,I was with Nordstrom for 38 years (Barb) and I know what customer service is,,,
Lance is off the charts amazing,,,thank you for asking,,,Barb & Gary Wilds
Lance will continue to be my go to person for all my lending/mortgage needs. Lance provides fabulous customer service and has an amazing team to support any and all your mortgage needs/questions. If you are seeking a easy/worry free refinance...
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Reply from Lance Morgan
August 19th, 2023 06:01 AM
It's so important for me to make sure I stay educated to not only to everything about mortgages but also the Real Estate market. With over 20 years of writing loans I enjoy sharing my personal experiences but also what I have witnessed through...
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/