
Scott Sagar
Senior Mortgage Banker

I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
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Scott is very knowledgeable, patient, thorough, and personable. I've used him twice and will certainly use him again in the future for my mortgage needs.
Reply from Scott Sagar
March 25th, 2024 01:50 PM
Thank you so much for the stellar review, Jeff! I truly value your trust and confidence in my services, and it's always a pleasure helping you both with your mortgage needs. I look forward to working with you again in the future. Thanks again!...
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As a first-time homebuyer the process of getting a loan and learning how it will effect me down the road was great. Everything was very transparent throughout the process and if I had any questions they were answered promptly which I greatly...
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Reply from Scott Sagar
March 4th, 2024 02:40 PM
Thomas, I'm thrilled to hear that you had a positive experience! Being transparent upfront and prompt communication are key priorities for us at Atlantic Bay Mortgage Group. It was my pleasure to guide you through your first home buying process,...
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Scott and Co. did a great job! You guys are the best!
Reply from Scott Sagar
February 26th, 2024 04:21 PM
I'm absolutely thrilled to hear that you had a positive experience with us at Atlantic Bay Mortgage Group, Jonathan. Your kind words mean a lot to me. I'm glad we were able to assist you with your your first home purchase and that you found...
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Scott was very clear and informative throughout the process! He made the whole process smooth and we didn't had to take any tension.
Reply from Scott Sagar
February 26th, 2024 04:22 PM
I'm delighted to hear that you found the mortgage process smooth and stress-free, Madhu. It was a pleasure to guide you throughout your home purchase journey. Your positive feedback means a lot to me and the entire team at Atlantic Bay Mortgage...
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Scott and his team are fantastic. When we bought our first home we used a different lender and the process was a nightmare. This time the same can’t be said. It was an absolute walk in the park.
Reply from Scott Sagar
February 5th, 2024 12:46 AM
Joshua, thank you very much for the great rating and positive feedback. I'm happy that your experience with us at Atlantic Bay Mortgage Group was a smooth and straightforward one. My goal is to help simplify the process as much as possible...
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This was our first home purchase in the US. We only had a surface understanding of the US mortgage process. Friends had recommended certain banks or credit unions, but thankfully our realtor recommended reaching out to a local lender. Scott...
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This was our first home purchase in the US. We only had a surface understanding of the US mortgage process. Friends had recommended certain banks or credit unions, but thankfully our realtor recommended reaching out to a local lender. Scott...
read more
Reply from Scott Sagar
January 8th, 2024 02:25 PM
Thank you for your VERY kind words and 5 star review! It was a pleasure working with you both and I truly appreciate it all your hard work in helping everything go so smoothly!
This was our first home purchase in the US. We only had a surface understanding of the US mortgage process. Friends had recommended certain banks or credit unions, but thankfully our realtor recommended reaching out to a local lender. Scott...
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Scott has been extremely helpful in helping us secure a loan. Loved his extensive knowledge and sharing that knowledge as we progressed through the steps. Communication and education has been a valuable to us as we’ve been overseas and purchasing...
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Reply from Scott Sagar
December 31st, 2023 01:37 PM
Mr. & Mrs. Armstrong, I'm truly grateful for your kind words. I'm thrilled to hear that you felt well informed and supported throughout the process, especially given the additional challenges of being overseas. Here at Atlantic Bay Mortgage...
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Thank you for being flexible with meeting times and quick to answer questions.
Reply from Scott Sagar
December 20th, 2023 03:05 PM
I'm so glad to hear that you had a positive experience, Susan! Ensuring convenience and clarity for our clients is a top priority here at Atlantic Bay Mortgage Group. It was a pleasure to assist you and I'm here if you have any further questions....
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About
I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
Products & Services
Mortgage Loan Officer
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 70434
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.