
Scott Sagar
Senior Mortgage Banker

I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
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There's only one person I trust throughout any housing process, and it's Scott. He is calm, patient, and always does right by us. We love working with Scott and recommend him to everyone we know. Thank you again Scott!
We loved working with Scott. He took the time to explain everything and answered almost all of our questions before we even asked them. He was available any time we needed him and worked really efficiently to get everything processed for us...
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Reply from Scott Sagar
June 24th, 2026 05:17 PM
Ashley, I'm glad to hear that I could help make the process more comfortable and less intimidating for you. It's great to know that my efforts in being available and efficient were appreciated. Thank you for your kind words and trust in me...
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Great experience and easy to get in touch with .
Reply from Scott Sagar
June 15th, 2026 04:56 PM
I'm pleased to hear that you had a great experience and found it easy to reach me. Your feedback is greatly appreciated, and I'm thankful for the opportunity to assist you with your purchase.
Scott is a great guy and we have used Atlantic Mortgage for a long time. His attention to detail and service has made all the difference in finding the best solutions for our needs. We are so appreciative of his guidance through the mortgage...
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Reply from Scott Sagar
May 28th, 2026 01:14 PM
Donna, thank you for the kind words! I'm glad to hear that my attention to detail and service have made a positive impact for you and Mr. Adkins. It's appreciated to know that you feel secure with the solutions we've found together. Thank you...
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Scott is a very knowledgeable, determined, driven individual and he went above and beyond to ensure that I was getting the best experience, rates, and all out of my time working with him. He was truly a pleasure to work with and I would recommend...
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Reply from Scott Sagar
May 19th, 2026 12:52 PM
Wow, Abigail thank you for your kind words! I'm glad to hear that you had a positive experience and felt well-supported throughout the process. It's great to know that my efforts made a difference for you. Thank you for your kind recommendation...
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Scott did an awesome job getting my loan approval through in a reasonable amount of time considering the circumstances. Thank you again for making it happen for me.
Reply from Scott Sagar
May 3rd, 2026 10:34 PM
Beverly, I'm glad to hear that I could assist in getting your loan approval through in a timely manner. Thank you for your kind words, and I'm pleased to have helped make this happen for you.
Excellent service, rapid responses, and total professionalism
Reply from Scott Sagar
May 3rd, 2026 10:34 PM
Harold, I appreciate your kind words about the service you received. I'm glad to hear that the rapid responses and professionalism met your expectations. Thank you for choosing to work with me at Atlantic Bay Mortgage Group.
You were extremely helpful and open with us during this entire process. We can't thank you enough for your guiding us through this process!
Reply from Scott Sagar
May 3rd, 2026 10:35 PM
Joshua, I'm glad to hear that you found my guidance helpful and open throughout the process. Your appreciation means a lot, and I'm thankful for the opportunity to assist you with your purchase.
Professional, knowledgeable, and fast service.
Reply from Scott Sagar
May 3rd, 2026 10:35 PM
Stephen, I'm glad to hear that you found the service professional and knowledgeable. It's great to know that the process went quickly for you. Thank you for sharing your experience!
Scott and his team were a pleasure to work with. they were very helpful and communication was great
Reply from Scott Sagar
May 3rd, 2026 10:36 PM
Barbara, I'm glad to hear that you found working with my team and me to be a pleasure. It's great to know that our communication and assistance were helpful during your purchase. Thank you for your kind words!
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About
I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
Products & Services
Mortgage Loan Officer
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 70434
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.