
Scott Sagar
Senior Mortgage Banker

I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
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Scott is a great guy and we have used Atlantic Mortgage for a long time. His attention to detail and service has made all the difference in finding the best solutions for our needs. We are so appreciative of his guidance through the mortgage...
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Reply from Scott Sagar
May 28th, 2026 01:14 PM
Donna, thank you for the kind words! I'm glad to hear that my attention to detail and service have made a positive impact for you and Mr. Adkins. It's appreciated to know that you feel secure with the solutions we've found together. Thank you...
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Scott is a very knowledgeable, determined, driven individual and he went above and beyond to ensure that I was getting the best experience, rates, and all out of my time working with him. He was truly a pleasure to work with and I would recommend...
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Reply from Scott Sagar
May 19th, 2026 12:52 PM
Wow, Abigail thank you for your kind words! I'm glad to hear that you had a positive experience and felt well-supported throughout the process. It's great to know that my efforts made a difference for you. Thank you for your kind recommendation...
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Scott did an awesome job getting my loan approval through in a reasonable amount of time considering the circumstances. Thank you again for making it happen for me.
Reply from Scott Sagar
May 3rd, 2026 10:34 PM
Beverly, I'm glad to hear that I could assist in getting your loan approval through in a timely manner. Thank you for your kind words, and I'm pleased to have helped make this happen for you.
Excellent service, rapid responses, and total professionalism
Reply from Scott Sagar
May 3rd, 2026 10:34 PM
Harold, I appreciate your kind words about the service you received. I'm glad to hear that the rapid responses and professionalism met your expectations. Thank you for choosing to work with me at Atlantic Bay Mortgage Group.
You were extremely helpful and open with us during this entire process. We can't thank you enough for your guiding us through this process!
Reply from Scott Sagar
May 3rd, 2026 10:35 PM
Joshua, I'm glad to hear that you found my guidance helpful and open throughout the process. Your appreciation means a lot, and I'm thankful for the opportunity to assist you with your purchase.
Professional, knowledgeable, and fast service.
Reply from Scott Sagar
May 3rd, 2026 10:35 PM
Stephen, I'm glad to hear that you found the service professional and knowledgeable. It's great to know that the process went quickly for you. Thank you for sharing your experience!
Scott and his team were a pleasure to work with. they were very helpful and communication was great
Reply from Scott Sagar
May 3rd, 2026 10:36 PM
Barbara, I'm glad to hear that you found working with my team and me to be a pleasure. It's great to know that our communication and assistance were helpful during your purchase. Thank you for your kind words!
Scott Sagar and the Atlantic Bay Mortgage team went above and beyond! The process was so easy and seamless and they kept me informed as promised every step of the way. I highly recommend Scott and his team to all my family and friends!
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Reply from Scott Sagar
May 3rd, 2026 10:36 PM
I'm glad to hear that the process was easy and seamless for you, Taylor. It was a pleasure keeping you informed every step of the way. Thank you for recommending me and the Atlantic Bay Mortgage team to your family and friends!
"I had a wonderful experience with Scott. He was both professional and knowledgeable throughout the process. I would highly recommend his services to others!"
Reply from Scott Sagar
May 3rd, 2026 10:37 PM
Lynette, I'm pleased to hear that you had an appreciated experience working with me. Your recommendation means a lot, and I'm grateful for your kind words about my professionalism and knowledge. Thank you for choosing Atlantic Bay Mortgage...
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and his team made the transaction easy!
Reply from Scott Sagar
December 22nd, 2025 02:05 PM
Sarah, I'm glad to hear that the transaction process was easy for you. It's always my goal to ensure a smooth experience. If you ever need further assistance or have any questions, feel free to reach out. I'll also be reaching out to you periodically...
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About
I am very detailed oriented and thoroughly explain things so there are no surprises at closing. That’s really what my job is.
Products & Services
Mortgage Loan Officer
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 70434
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.