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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
  • Encompass
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    Benjamin K
    ROBINSON, IL
    Posted on October 13th, 2024 07:07 PM
    Great communication and very knowledgeable. We didn't use a realtor and Scott helped with understanding all steps needed. Very good experience in a difficult
    Reply from Scott Phegley, Ruoff Mortgage
    October 16th, 2024 12:03 PM
    I'm really happy to hear that you had a positive experience, Benji! It was a pleasure helping you understand all the necessary steps. Thanks for choosing Ruoff Mortgage and for taking the time to leave such a kind review. Feel free to reach...
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    Shawna W
    Posted on October 1st, 2024 01:10 AM
    Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Shawna W
    Reply from Owner
    October 16th, 2024 12:04 PM
    I'm happy to hear that you had a positive experience with me at Ruoff Mortgage, Shawna. Your feedback and 5-star rating mean a lot. If you have any more needs in the future, don't hesitate to reach out. Your satisfaction is always our top priority....
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    Shawna L W
    Palestine, IL
    Posted on October 1st, 2024 01:10 AM
    Scott when above and beyond to make sure all of my questions were answered, if he didn’t know the answer he was right on finding one out! I could not be happier with who we chose to get a mortgage through. I will 100% be recommending Scott...
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    Reply from Scott Phegley
    October 11th, 2024 01:11 AM
    Shawna, thank you for your kind words and the 5-star review! I'm really glad to know that you appreciated my efforts to answer all your questions. It was truly a pleasure to assist you in securing your mortgage through Ruoff Mortgage. Your...
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    Levi W
    Carbon, IN
    Posted on September 28th, 2024 03:29 PM
    It was an easy experience an any question I had was answered with an ease the staff was super nice an super helpful throughout the buying experience from the start of filling out for the loan till the day we signed closing paperwork
    Reply from Scott Phegley
    October 8th, 2024 03:32 PM
    I'm thrilled to hear that you found the loan process straightforward and that you felt supported by our team every step of the way. It was a pleasure to assist you with your mortgage needs, Levi. Your positive feedback means a lot to us here...
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    Jennifer M
    Posted on September 24th, 2024 11:08 AM
    Everything went smoothly and anything I was confused about was explained quickly and to a degree I understood my initial confusion. The only hiccups came from other companies and Ruoff (and Scott and Chelsea) did an excellent job communicating...
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    Reply from Owner
    October 16th, 2024 12:05 PM
    Jennifer, it's great to hear that your experience went smoothly, and your confusion was quickly addressed. We aim for clear communication to make the process as seamless as possible. We understand how other companies can sometimes pose certain...
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    Jennifer L S
    Robinson, IL
    Posted on September 24th, 2024 11:07 AM
    Everything went smoothly and anything I was confused about was explained quickly and to a degree I understood my initial confusion. The only hiccups came from other companies and Ruoff (and Scott and Chelsea) did an excellent job communicating...
    read more
    Reply from Scott Phegley
    October 4th, 2024 11:10 AM
    Jennifer, I'm delighted to hear that you had a smooth experience and found our communication helpful, especially given your night shift work schedule. We always strive to provide a clear understanding of the process and quick resolution to...
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    Nathan A R
    Robinson, IL
    Posted on September 23rd, 2024 03:13 PM
    My wife and I recently had the pleasure of working with Scott Phegley and Chelsea Lentes at Ruoff Mortgage Company, and we couldn't be more thrilled with the experience. From start to finish, they made the entire mortgage process seamless,...
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    Reply from Scott Phegley, Ruoff Mortgage
    September 23rd, 2024 03:59 PM
    Nathan, thank you for taking the time to leave such a heartfelt review. It was truly a pleasure to work with you and your wife in securing your mortgage. We're delighted to hear that you found our service seamless, stress-free, and enjoyable....
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    Steve A M
    Jasonville, IN
    Posted on September 19th, 2024 03:46 AM
    Didn't show for final sign
    Reply from Scott Phegley, Ruoff Mortgage
    October 16th, 2024 12:08 PM
    Appreciate your feedback, Steve. I'm sincerely sorry for the inconvenience caused by missing the final sign. I do not normally miss closings however, I did let you know in advance when the closing date was scheduled that I had mandatory company...
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  • Encompass
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    Kwila H
    Bicknell, IN
    Posted on September 17th, 2024 01:17 AM
    The loan officer (Scott Phegley) was extremely helpful and very delightful, however, when it was time for his assistant (Chelsea Lentes) to take over the process, adequate communication took a serious decline. Emails went unanswered and important...
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    Beau S
    Posted on September 16th, 2024 07:57 PM
    Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Beau S
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
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    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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