Top 5%
Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Wish that we kept more in the loop of things. Our appraisal was delayed because of income verification which if someone would have reached out to me I could have had it done same day as I did when it was brought to my attention
Working with Scott was a fantastic experience; he promptly answered my questions and addressed my concerns whenever I contacted him. Scott provided clear explanations and guided us throughout the process. His expertise was evident, and despite...
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Reply from Owner
June 30th, 2025 06:55 PM
I'm happy to hear that your experience was so positive. It was a pleasure assisting you through your home-buying journey, and I'm glad I could be there to address your questions and concerns promptly. Thank you for your recommendation and trust...
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Scott was excellent to collaborate with, responding to my inquiries and addressing my concerns whenever I reached out. The closing process was quite stressful for us due to the documents not being submitted (which was not Scott's fault), leading...
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Scott and the Ruoff team were very easy to work with and fast with the whole process!
Reply from Owner
August 8th, 2025 07:26 PM
Eddie, thank you for your kind words. I'm pleased to hear that you found working with me and the Ruoff team easy and that the process moved quickly. Ensuring a seamless and efficient experience is always my focus. If you have any questions...
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very quick with the whole process and Scott was very easy to work with and helpful! Any questions I had he got back to me in a very timely manor. I would recommend Ruoff and Scott to anybody!
Reply from Scott Phegley
May 31st, 2025 12:48 AM
I'm thrilled to hear that the process was quick and that you found it easy to work with me. I'm glad I could assist with your questions promptly. Thank you for recommending Ruoff Mortgage and me to others.
Quick response
Scott was a great loan officer especially for a first time home buyer, walked me through it all.
Reply from Scott Phegley
May 29th, 2025 08:08 AM
I'm thrilled to hear that your experience as a first-time homebuyer was positive. It was a pleasure walking you through the process. Thank you for your kind words and for choosing Ruoff Mortgage.
Scott made the home buying experience as easy as possible. He responded promptly to any and all questions we had throughout the whole process. He was very friendly and great to work with!
Reply from Scott Phegley, Ruoff Mortgage
May 13th, 2025 12:22 PM
I'm happy to hear that your home buying experience was smooth and that I could assist. It was a pleasure working with you, and I truly appreciate your kind words. If you have any future questions or need further assistance, please don't hesitate...
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Scott Phegley was absolutely awesome to work with as our loan officer. He was knowledgeable, responsive, and made the entire process smooth and stress-free. Scott took the time to explain everything clearly and was always available to answer...
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Reply from Scott Phegley, Ruoff Mortgage
May 13th, 2025 12:23 PM
It's great to hear that your experience was so positive and that I could assist in making the process smooth and stress-free. Thank you for your kind words and recommendation. It was a pleasure working with you every step of the way.
Scott was great to work with, I'd recommend him to anyone!
Reply from Owner
August 8th, 2025 07:27 PM
Shelby, thank you for the kind words and recommendation. I'm pleased to hear you had a positive experience. If you ever have any questions or need assistance in the future, please don't hesitate to reach out. I'm here to help!
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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