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Scott Miller, Ruoff Mortgage - Senior Loan Officer | NMLS# 419095 | Ruoff Mortgage NMLS# 141868 in Indianapolis, IN

Scott Miller, Ruoff Mortgage

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Senior Loan Officer | NMLS# 419095 | Ruoff Mortgag...

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Additional Licenses: NMLS# 419095. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.88
(195)
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Reviews from Web
  • 5.0
    Encompass
    T
    Timothy A T
    Greencastle, IN
    Posted on December 1st, 2023 01:17 AM
    Scott, Stacey, Christy, and Cheryl were absolutely fantastic. As a first time home buyer I was full of questions and they were all answered promptly. I was nervous, and they set me at ease. There aren't enough kind words I could say. They were...
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    Reply from Scott Miller | NMLS# 419095 | Ruoff...
    January 4th, 2024 07:07 PM
    Thank you, Timothy, for the generous review and rating. It was our pleasure to work with you and help make your first-time home buying process as seamless and straightforward as possible. Your trust in our team is the highest compliment. We...
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  • 5.0
    google
    D
    Denise Y
    Posted on July 2nd, 2026 01:08 PM
    Great staff and company.. I recommend Scott highly. Great communication and quick turnaround.
  • 5.0
    Encompass
    D
    Denise A Y
    Indianapolis, IN
    Posted on July 2nd, 2026 01:06 PM
    Only problem was that some things sent via text and some via email. Personally I would have preferred just one form of communication. For me, I did double checking a lot since I got texts and emails.
    Reply from Scott Miller, Ruoff Mortgage
    July 2nd, 2026 01:24 PM
    Thank you for your feedback, Denise. I understand how receiving communication through multiple channels can be inconvenient. I appreciate your input and will consider it to improve the process for future clients. If you have any other suggestions...
    read more
  • 4.68
    Encompass
    P
    Paige H
    BROWNSBURG, IN
    Posted on May 19th, 2026 03:18 PM
    Scott was always very forthcoming with every aspect of getting a mortgage and breaking down every component of the payments, which was invaluable to me as a first-time homebuyer. His expertise and care made a process that could have been tedious...
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    Reply from Scott Miller, Ruoff Mortgage
    May 19th, 2026 03:25 PM
    I'm pleased to know that my guidance and transparency were helpful to you as a first-time homebuyer, Paige. It's great to hear that my expertise and care made the mortgage process easy and confident for you. Thank you for your kind words and...
    read more
  • 4.87
    Encompass
    N
    Noah A
    Crawfordsville, IN
    Posted on April 24th, 2026 05:35 PM
    This was my second time working with Ruoff to buy a home. My loan officer, Scott, was always available for any questions and quick to inform me of steps I needed to take to make the buying process easier and faster. He did a great job explaining...
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    Reply from Scott Miller, Ruoff Mortgage
    April 25th, 2026 10:49 AM
    Thank you, Noah, for sharing your experience. I'm glad to hear that I could assist you effectively during your second home-buying journey with Ruoff. It's great to know that the explanations and guidance provided helped make the process smoother...
    read more
  • 5.0
    ManualUpload
    C
    Caron S
    Crawfordsville, Indiana
    Posted on April 23rd, 2026 08:00 PM
    I have closed with Scott Miller on two separate transactions now, and both experiences have been excellent. If you called, texted, or emailed Scott, he never left you waiting more than a few minutes for a response. Weekday or weekend, he was...
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    Reply from Scott Miller, Ruoff Mortgage
    April 23rd, 2026 08:31 PM
    Thank you, Caron, for your kind words and for choosing to work with me on both of your transactions. I'm pleased to hear that my responsiveness and communication met your expectations and helped keep things moving forward smoothly. It means...
    read more
  • 4.25
    Encompass
    O
    Olga M
    Indianapolis, IN
    Posted on April 4th, 2026 02:46 PM
    Scort was very kind and patience.
    Reply from Scott Miller, Ruoff Mortgage
    April 4th, 2026 03:56 PM
    Thank you for your feedback, Olga. I’m really glad to hear that you felt my kindness and patience during your experience. It was a pleasure assisting you, and I appreciate your positive review. If there's anything else I can do for you, please...
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  • 5.0
    Encompass
    V
    Vance D W
    Avon, IN
    Posted on March 31st, 2026 03:11 PM
    Everything was quick and easy.
    Reply from Scott Miller, Ruoff Mortgage
    March 31st, 2026 04:59 PM
    I'm glad to know that everything was quick and easy for you, Vance. Thank you for sharing your positive experience, and I'm pleased I could assist in making the process smooth. If you have any more questions or need further assistance, feel...
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  • 5.0
    google
    C
    C W
    Posted on March 25th, 2026 03:07 PM
    Scott was so easy to work with he made the whole process quick and easy he was very helpful and maintained contact on everything I would highly recommend him.
    Reply from Owner
    April 4th, 2026 03:57 PM
    I appreciate your kind words. I'm pleased to know that you found the process quick and easy, and that the communication met your expectations. Thank you for your recommendation and for placing your trust in me.
  • 5.0
    Encompass
    C
    Cynthia M W
    New Whiteland, IN
    Posted on March 25th, 2026 03:07 PM
    Scott was so friendly and helpful from the beginning to the end he was always upfront and honest. This was such an easy process and Iwould highly recommend Ruoff and Scott to anyone wanting to buy.
    Reply from Scott Miller, Ruoff Mortgage
    March 25th, 2026 08:15 PM
    I'm really pleased to hear that you found the process easy and appreciated my transparency from start to finish. It was important to me to be upfront and helpful throughout your journey. Thank you for your recommendation, Cynthia. If you ever...
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  • 10 of 195
    About
    Additional Licenses: NMLS# 419095. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase and Refinance Home Loans
    Down Payment Assistance Programs
    First Time Home Buyers
    Repeat Home Buyers
    Conventional Home Loans
    FHA Home Loans
    VA Home Financing
    USDA-Rural Financing
    View All
    609
    /850
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 419095
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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