Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Sam Tebay and Christina Ramos were both extremely helpful in my refinance loan. During the refinance, paperwork dates went over the lock in period for the rate that was originally offered. Griffin Funding was courteous enough to honor the original...
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Reply from Binta Hidra
July 10th, 2026 04:53 AM
Ammona, I'm grateful for your kind words and pleased to hear about your positive experience with Sam Tebay and Christina Ramos. It's wonderful to know that Griffin Funding was able to honor the original rate, reflecting our commitment to our...
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Great group of people they helped me finish my refinancing of my house. Lexie answered all my calls an emails she was timely an professional helping me through all the steps.
Reply from Binta Hidra
July 10th, 2026 05:01 AM
I'm glad to hear that you had a good experience with the team, Jose. It's nice to know that Lexie was able to assist you effectively throughout your refinancing process. If you have any more questions or need further assistance in the future,...
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Except for the very end where things got a bit prolonged the overall experience was good.
Reply from Sarah Howell
July 9th, 2026 07:12 PM
Phillip, thank you for sharing your experience. I'm pleased to know that overall it was good, though I regret the delay at the end. If there's anything further I can do, please feel free to reach out.
Kristi Manion at Griffin Funding has been my rock over the last few years in refinancing my home. She recently pulled off a very difficult refi due to my divorce, under a strict timeline and got me approved for the best loan available...the...
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Reply from Binta Hidra
July 10th, 2026 04:53 AM
Sheila, I appreciate your kind words about Kristi Manion's efforts. It's wonderful to hear how her creativity and professionalism have been so helpful to you during your refinancing process. Thank you for recommending her to others; it's clear...
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San Diego Headquarters has received a review with 4 star rating from Corey D
Reply from Binta Hidra
July 10th, 2026 05:03 AM
Thank you, Corey, for the positive rating. If you have any feedback or thoughts to share, I'd love to hear them.
Having been previously denied a refinance loan application by a nationally known mortgage company, I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Forrest, I'm grateful for your kind words and pleased to hear about your positive experience with Griffin Funding. It's wonderful to know that Ryan and Christine were able to assist you effectively and turn things around so quickly. Thank you...
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Having been previously denied a refinance loan application by a nationally known mortgage company, I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor...
read more
Reply from Binta Hidra
July 10th, 2026 04:53 AM
I'm pleased to hear about your positive experience with Ryan and Christine at Griffin Funding, Forrest. It's great to know they were able to assist you and make the process smooth and successful. Your recommendation means a lot, and I'm thankful...
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Griffin Funding exceeded all expectations and more! The level of professionalism and the ability to tackle challenges with efficiency and ease was remarkable! The entire team was a pleasure to work with, always providing friendly and timely...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Diane, I'm truly grateful for your thoughtful review and kind words about Carley and the team. It's wonderful to hear that their professionalism and dedication made such a positive impact on your experience with Griffin Funding. I'm pleased...
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Griffin Funding exceeded all expectations and more! The level of professionalism and the ability to tackle challenges with efficiency and ease was remarkable! The entire team was a pleasure to work with, always providing friendly and timely...
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Reply from Binta Hidra
July 10th, 2026 04:53 AM
Diane, I'm so glad to hear that you had such a positive experience with Carley and the team. It's wonderful to know that their professionalism and dedication made such a great impression. Your kind words and recommendation mean a lot, and I'm...
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I have to say our experience with the Griffin Funding Team was a pleasurable one. We did not expect everything to move along as smoothly as it did. My wife and I agreed that this house closing had to be one of the best we have ever had. In...
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Reply from Binta Hidra
July 10th, 2026 04:53 AM
Gerald and Nell, I'm so pleased to hear that your experience with the Griffin Funding Team was smooth and enjoyable. It's wonderful to know that this was your best house closing experience yet. Thank you for your kind words and for acknowledging...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing