Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
I can’t say enough great things about Nina, Guy, and Andrea at Griffin Funding. They made what could have been a stressful process feel smooth and manageable from beginning to end.Their communication was top-tier, and they consistently went...
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you so much for the glowing review, K Nelson. We’re thrilled Nina, Guy, and Andrea made the process smooth and kept communication top-tier. It means a lot that you noticed how we handled challenges and kept your deal on track. We look...
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I really appreciated how smooth the cash-out refinance process was. Everything was done quickly, and they were super responsive every step of the way. I’d definitely recommend them!
Reply from Owner
April 30th, 2026 12:00 AM
Thank you, Jesus — we appreciate you taking the time to share your experience. We're glad the cash-out refinance went smoothly and that our team was responsive throughout. If you need anything else in the future, we’re here to help.
I had a nightmare experience working with this place. They overlooked something on our appraisal, sent us final docs, approved the loan, and then called us 24 hours before closing to tell us that the loan would be denied due to zoning. No accountability....
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Reply from Owner
April 30th, 2026 12:00 AM
I’m very sorry you had this nightmare experience working with our team. Overlooking an appraisal item, sending final documents, and then issuing a last-minute zoning denial with an impersonal email is unacceptable and falls far below our standards....
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Great experience. The loan officer provided clear communication and helped me get the loan that I needed.
Reply from Owner
April 30th, 2026 12:00 AM
Thank you, Brian — we're so glad to hear you had a great experience. It's wonderful the loan officer communicated clearly and helped you secure the loan you needed. We appreciate your feedback and your trust in us. Please reach out if we can...
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It was a great and expedient experience Kristi, Michelle and Richard made everything simple and helped me so much. Great work highly recommended.
Reply from Owner
March 31st, 2026 12:00 AM
Thank you so much, Akili! We’re thrilled Kristi, Michelle, and Richard made everything simple and helpful. We truly appreciate your recommendation and are glad you had an expedient experience. Please reach out anytime if we can assist you again....
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Guy, Ashley & Kayla are a joy to work with. Kayla answered all my calls by my 1st name. I highly recommend Griffin Funding
On my 3rd loan now. Guy has a great team & Nina is A1
Reply from San Diego Headquarters
April 20th, 2026 07:37 PM
Thank you for the high recommendation Andrew! We are thrilled that Guy and the team delivered another A1 experience for you. We look forward to number four whenever you're ready!
I’ve closed 3 loans with Josh. He and Andromeda great. Extremely helpful. 5 stars ✨
Reply from Owner
March 31st, 2026 12:00 AM
Thank you for trusting Josh and Andromeda to help close three loans — we’re thrilled they were so helpful. We appreciate the 5-star rating and your kind words. We look forward to assisting you with any future financing needs.
Malcolm and his team were professional from start to finish! I would strongly recommend Griffin Funding, Inc. if you are looking for a complete team effort please don’t hesitate in using Griffin Funding for your next investment property opportunity....
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Steve, for the 5-star rating! We appreciate your support and are glad you had a great experience. We look forward to serving you again soon.
Malik Aiola was professional from day one. He worked tirelessly to find a loan that fit my situation and stayed on top of every detail throughout the process. His knowledge and dedication made everything much easier. I would definitely do business...
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you for the wonderful review, Bead Clayzy. We’re thrilled Malik provided exceptional service and stayed on top of every detail, and we will pass your kind words along to him. We appreciate your business and look forward to working with...
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Ryne Sweeney was courteous and conscientious. My calls were returned, my emails were returned, and he kept me informed. I will be calling Ryne and Griffin Funding again. Thanks!!
Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Jim — we appreciate your kind words and are glad Ryne provided courteous, conscientious service. We're happy he kept you informed and responsive, and we look forward to assisting you again with Griffin Funding. Thank you for your...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing