

Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968

Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sarah had a prompt response and was informative thru the entire process.
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Jim, I appreciate your feedback. I'm glad to hear that my promptness and information were helpful throughout the process. If you have any further questions or need assistance, please feel free to reach out.
This my third re-fi with Griffin Funding and Sarah Howell, every time my experience was exceptional service. You keep your word and always seek to find my family the best deals. Thank you for all the hard work you do, much appreciated.
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Maurice, I'm grateful for your continued trust and kind words. It's wonderful to know that each experience with Griffin Funding and me has met your expectations. I truly appreciate your acknowledgment of our efforts, and if there's anything...
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Working with Sarah has always been great. She helps clarify any questions you may have and gives options that best fit your situation. I got my first loan with Sarah and refinanced twice with her. I'm a recurrent client!
Reply from Sarah Howell
July 9th, 2026 07:11 PM
Ricardo, I'm grateful for your continued trust and partnership throughout your loan and refinancing journeys. It's great to know that I've been able to provide clarity and options that suit your needs. Thank you for being a valued client!
Very easy to work with!
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Carrie, I appreciate your feedback. I'm happy to hear that you found it easy to work with me! If there's anything else I can assist you with, feel free to reach out.
My refinance VA loan went through Sarah and she got me a great rate and was very pleasant to work with. I have recommended her to other veterans.
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Paul, thank you for sharing your experience. I'm pleased to hear that you found the refinance process smooth and that you're satisfied with the rate we secured. Your recommendation to other veterans means a lot to me. If you need anything else,...
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All Griffin Lending personnel did a great job. Sarah was particularly accommodating and was a great pleasure to work with.
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Gary, thank you for your kind words. I'm glad to hear that you found working with me and the team at Griffin Lending to be a great pleasure. If you have any more feedback or need assistance in the future, please feel free to reach out.
All aspects of loan process were expertly handled
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Edward, I appreciate your feedback and am glad to hear that you felt the loan process was handled expertly. Thank you for sharing your experience with me!
The personal touch, always being available when I had a question and quick response time. Also very professional and wealth of knowledge displayed through out our transaction.
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
Roberto, thank you for your kind words. I'm happy to hear that you appreciated my availability and quick response time during our transaction. It's great to know that my professionalism and knowledge were helpful to you. If you have any further...
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Sarah, I felt really comfortable calling you both for updates on our loan. I was getting nervous because it took almost 3 months til finalizing and signing the loan papers. Prior loans have gone much faster, and I know that with the lower interest...
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Reply from Sarah Howell
June 3rd, 2026 11:40 AM
George, I'm grateful for your understanding and patience throughout the process. I'm pleased to know that you felt comfortable reaching out to me for updates and that my communication met your expectations. Thank you for appreciating the efforts...
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Extremely professional, honest and efficient. A real pleasure to do business with!!
Reply from Sarah Howell
June 3rd, 2026 11:40 AM
William, thank you for your kind words. I'm pleased to know that you found my service professional and efficient. It was a pleasure working with you as well!
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing