

Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968

Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sarah is a very caring person. She has helped my family refinance our mortgage in a timely caring manner. Very proactive as well as attentive to detail. Enjoy working with Sarah she has been great to my family.
Reply from Sarah Howell
June 3rd, 2026 11:44 AM
Refugio, I appreciate your kind words about my work with your family. I'm glad to have been able to assist with your mortgage refinance in a timely and attentive manner. It's been wonderful working with you and your family.
I have dealt with Griffin Funding numerous times. I have complete confidence in their services. They work very hard for their clients and explain the process all the way through.
Reply from Sarah Howell
June 3rd, 2026 11:44 AM
Beth, I'm grateful for your continued trust in Griffin Funding. It's nice to know that our efforts and clear communication have instilled such confidence in you. Thank you for choosing us repeatedly!
Another awesome experience with the Griffin funding team I recommend them to anyone
Reply from Sarah Howell
June 3rd, 2026 11:44 AM
Gordon, I'm glad to hear you had another positive experience with the Griffin Funding team. Thank you for your recommendation and continued trust in us.
We have refinanced with Sarah three times and Sarah and her team have done an amazing job from start to finish. Sarah is pleasant, knowledgeable and delivers! Her advise and logic has been on point and I was able to lock and close on time at...
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Dani K gave us outstanding customer service. This was the best experience we have ever had. I would highly recommend Griffin Funding. Dani was the best.
Reply from Sarah Howell
July 10th, 2026 04:48 AM
I'm grateful for your kind words about Dani, Colleen. It's great to hear that you had such a positive experience with our service at Griffin Funding. Your recommendation is truly appreciated.
I have worked with Sarah on three occasions (First-time home buying and two refinancing). Sarah is kind and top notch. Home buying and refinancing can be overwhelming but her knowledge and the way she explains confusing documents/information...
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Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Chisomaga, I'm grateful for your trust and kind words. It's wonderful to hear that my guidance has been helpful through your home buying and refinancing experiences. I look forward to assisting you again in the future and appreciate your appreciation...
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The process was pretty efficient. Just a few things to straighten out but all in all, an easy experience.
Reply from Sarah Howell
July 9th, 2026 07:11 PM
John, I'm pleased to hear that you found the process efficient and easy overall. If there are any remaining issues you need help with, please feel free to reach out to me directly.
I had issues trying to refinance my home however Sarah was able to find me other options to refinance. I was a pleasure working with her because she didn’t just turn me away with a no, she went the extra mile and found an option that worked...
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Reply from Sarah Howell
June 3rd, 2026 11:43 AM
Darlene, I'm glad I could assist you in finding refinancing options that suited your needs. It was a pleasure working with you, and I'm pleased that I could help navigate through the challenges. If you have any more questions or need further...
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Having helped me through first home purchase and two refinances, I recommend her to anyone looking for a kind, knowledgeable professional. She keeps in touch and always gets the best deals.
Being kept current on the progress of our refi was excellent.
Reply from Sarah Howell
June 3rd, 2026 11:42 AM
Lorenzo, I'm pleased to hear that you found the updates on your refinance progress excellent. Keeping clients informed is important to me, and I'm glad it helped with your experience. If there's anything more I can assist you with, please feel...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing