

Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968

Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thanks to Carley Waters for helping me and making the process of acquiring my loan for my Florida condo such a breeze. She stayed in touch through the entire process, and was quick to respond to my questions anytime. Thanks to Lisa and Christina,...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Donna, I'm thankful for your kind words about Carley, Lisa, and Christina. It's great to hear that they made the loan process smooth and were responsive to your needs. Your recommendation means a lot, and I'm pleased that you had such a positive...
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They made the process to stress free and simple.
Reply from Sarah Howell
June 3rd, 2026 11:46 AM
Darlene, I'm glad to hear that the process felt stress-free and simple for you. Thank you for your kind words about your experience with Griffin Funding.
If you are looking to refinance any type of loan, get a new loan as an investor I highly recommend Griffin Funding. Working with Lexie Estrada was a pleasure! They got several properties done quickly & efficiently at the lowest rates available...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Michael, I appreciate your glowing recommendation and am glad to hear that Lexie Estrada and Griffin Funding were able to assist you so effectively. It's wonderful to know that the process was quick and efficient, especially in the face of...
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Guy Troxler and his support (Lexie Estrada) team were very knowledgeable about their products and the entire load process. Very timely on responding to questions. Always presented me with the options that I had and helped me decide what was...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Babak, I appreciate your kind words about Guy Troxler and Lexie Estrada. It's wonderful to hear that they were knowledgeable and responsive throughout the loan process. I'm glad they could provide you with the options you needed and make the...
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Sam Tebay and Christina Ramos were both extremely helpful in my refinance loan. During the refinance, paperwork dates went over the lock in period for the rate that was originally offered. Griffin Funding was courteous enough to honor the original...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Ammon, I'm grateful for your kind words and pleased to hear about your positive experience with Griffin Funding. It's wonderful to know that Sam and Christina were able to assist you effectively, and I'm happy we could honor the original rate...
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Except for the very end where things got a bit prolonged the overall experience was good.
Reply from Sarah Howell
July 9th, 2026 07:12 PM
Phillip, thank you for sharing your experience. I'm pleased to know that overall it was good, though I regret the delay at the end. If there's anything further I can do, please feel free to reach out.
Having been previously denied a refinance loan application by a nationally known mortgage company, I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Forrest, I'm grateful for your kind words and pleased to hear about your positive experience with Griffin Funding. It's wonderful to know that Ryan and Christine were able to assist you effectively and turn things around so quickly. Thank you...
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Griffin Funding exceeded all expectations and more! The level of professionalism and the ability to tackle challenges with efficiency and ease was remarkable! The entire team was a pleasure to work with, always providing friendly and timely...
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Reply from Sarah Howell
July 10th, 2026 04:48 AM
Diane, I'm truly grateful for your thoughtful review and kind words about Carley and the team. It's wonderful to hear that their professionalism and dedication made such a positive impact on your experience with Griffin Funding. I'm pleased...
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The experience
Reply from Sarah Howell
July 9th, 2026 07:12 PM
Markus, I appreciate your feedback. I'm happy to hear that you had a positive experience. If there's anything more I can do to assist you, please feel free to reach out.
They make it quick and easy, they send me docs, I send back and the process keeps going without issue. I have used Sara and Griffin Funding 5-6 times over the year and it’s been.
Reply from Sarah Howell
June 3rd, 2026 11:46 AM
Anthony, I'm grateful for your ongoing trust in me and Griffin Funding. It's nice to hear that the process has been smooth and efficient each time you've worked with us. Thank you for choosing us repeatedly over the years.
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing