

Sara Fernandez
Mortgage Loan Originator | NMLS# 466122

As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent customer service and personal attention
Reply from Sara Fernandez
October 9th, 2025 07:12 PM
Thank you so very much for your review and your trust on your home purchase. I truly appreciate your business and hope your move goes smoothly!
Working with Sara is a no brainer for my wife and I. She has the experience to guide us along the way and is up to date with the changes in the housing market. We would never purchase another home without the guidance from Sara.
Reply from Sara Fernandez
October 6th, 2025 05:38 PM
I'm grateful for your trust and kind words. It's been a pleasure assisting you and your wife with your home purchases. Keeping up with the housing market is important to me, and I’m glad it’s been valuable in guiding you through the process....
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Sara went above and beyond to get us to closing ASSP. Her and her team made sure to communicate with us throughout the entire process.
Reply from Sara Fernandez
September 26th, 2025 02:01 PM
I'm glad to hear that you felt well-supported throughout the process. It's always important to me to keep you informed every step of the way and make sure everything moved along promptly. Thank you so very much for trusting me again with your...
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Consistent, professional, timely communication. She and her team were always responsive and pleasant to work with.
Reply from Sara Fernandez
September 19th, 2025 04:16 PM
Thank you so much Lauren for the 5-star review and the kind words. We truly appreciate your business and your help with any documentation requested. We cannot wait to see your completed home!
The communication was superior !
Reply from Sara Fernandez
August 22nd, 2025 06:12 PM
I'm so glad to hear that you found the communication exceptional. Keeping everything clear and open during the process is a top priority for me. If you ever have questions or need assistance in the future, please feel free to reach out. Thank...
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She was extremely professional and made the process a bre
Reply from Sara Fernandez
August 18th, 2025 11:51 AM
Barry, thank you so very much for the 5 star review. I truly appreciate your trust in me with your home purchase. Let me know if I can assist you in any way and happy moving!
I thiught I'd be doing business With Gulf coast .
i didnt know until closing that mortgage would be sold or given to another bank. Other than that Sara and everyone there was amazing
Reply from Sara Fernandez
August 8th, 2025 02:15 PM
Thank you for sharing your experience with me, Kevin. I'm glad to hear that aside from the surprise about the mortgage transfer, everything else went well and you found the service amazing. I understand how such changes can be unexpected, but...
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Been doing business with Sara for over 15 years. There are times when busy it takes a while to push things out but she answers the phone or calls me back all the time. We will keep sending business her way as long as she is with Gulf Coast...
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Reply from Sara Fernandez
August 7th, 2025 01:54 PM
Thank you always for your dedication to me and Gulf Coast Bank with your personal and business mortgage transactions. I truly appreciate your business and the referrals you send my way.
things were communicated in a way that was easily understandable and effective
very personable
Reply from Sara Fernandez
August 7th, 2025 01:55 PM
Thank you for the 5-star review. We truly appreciate your business and also appreciate your assistance with any documentation requested your swift responses made our jobs easier. We look forward to seeing your new home when it's completed!...
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Easiest loan process I've
Reply from Sara Fernandez
July 18th, 2025 03:37 PM
Thank you so very much for the 5-star review. It was our pleasure assisting in your purchase of your new home. You made our jobs all the easier with your quick responses to anything we requested from you for underwriting. Enjoy your new home...
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.