

Sara Fernandez
Mortgage Loan Originator | NMLS# 466122

As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as eas... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Sarah and team were great to work with!!
Reply from Sara Fernandez
February 14th, 2024 05:02 PM
Thank you so much and thank you for trusting us with your mortgage.
The Gulf Coast Bank team went above and beyond to assist with my fiancé and I buying our first home. We had a great experience!
Reply from Sara Fernandez
February 12th, 2024 03:18 PM
Thank you for your kind words and thank you for allowing us to assist with the purchase of your first home. Wishing many wonderful memories to be made there!
Everything was made in a reasonable period of time. And I received all the assistance that I needed.
Sara was very informative and got everything done in a timely manner.
The service was great. The people who were helping were very friendly and helpful which made the experience even easier and more pleasant to me.
Reply from Sara Fernandez
February 2nd, 2024 03:15 PM
Congratulations to you and your family on your new home Mr. Celestin! It was a pleasure working with you through this process.
Sara and her team are absolutely amazing! They assisted in every step, answered any questions we had and went above and beyond to assist my husband and I with our loan process.
Reply from Sara Fernandez
February 1st, 2024 03:00 PM
Thank you Margaret, it was truly a pleasure working with you both in the purchase of your new home!
We were given an extremely tight deadline to finalize the purchase of our new home. That made a normally stressful situation even more daunting. Luckily we had Sara in our corner. She and her team diligently worked to get the loan processed...
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Reply from Sara Fernandez
February 2nd, 2024 03:17 PM
Thank you for the kind words. We are so happy for you both to be in your new home that you have patiently waited for. You were both truly helpful to us through the process as well and it was a pleasure working with you both.
Sara and her staff worked extremely hard to prepare and secure the necessary documents for a smooth closing.
Reply from Sara Fernandez
February 2nd, 2024 03:19 PM
Thank you for such kind words. We were so happy to help you get into your new home that you have long awaited for. You helped us along the way through this process to make our jobs easier. We are truly happy for you both!
Sara and everyone else involved were accessible, as they responded to every question and/or concern in a timely manner. When I did not understand something, they provided succinct explanations.
I always felt rushed. Sarah would get on the phone and start talking a mile a minute and use bank language as if I’ve been doing banking as longs as her. There was always something missed during conversations. We would ask questions and get...
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Reply from Gulf Coast Bank And Trust Admin
January 6th, 2024 02:41 PM
Lena, I am so sorry that your experience was less than ideal. We strive to provide outstanding service and your feedback is valuable to us. If you would like to discuss your experience in more detail, please feel free to contact me at ************...
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About
As a mortgage lender on the Westbank for over 25yrs , it has been my pleasure to help all my customers with their banking and mortgage needs. With local processing and underwriting , we strive to do our best to make your experience as easy as we can on the purchase or refinance of your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466122
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.