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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    C
    Courtney H
    Sellersburg, IN
    Posted on June 12th, 2020 11:58 AM
    Sandy made this process so easy! She was kind, professional, and very thorough. I would recommend Sandy to anyone needing a new mortgage or refinance. She’s amazing!
  • Encompass
    R
    Russell D
    Richmond, KY
    Posted on May 30th, 2020 02:37 PM
    Great communication, explained everything really well so we weren't in the dark, super transparent and not keeping any secrets, she did her best to get us closed as soon as possible, she was very christ-like through the whole thing
  • Encompass
    J
    Jenna U
    Richmond, KY
    Posted on May 27th, 2020 12:42 PM
    Sandy was great about communicating with us throughout the whole process. She provided very thorough explanations about the process and terms that were unfamiliar to us. She kept us updated in real time as steps were completed. She also helped...
    read more
  • FTP
    L
    Logan F
    Berea, KY
    Posted on May 12th, 2020 09:50 AM
    As always, Sandy had excellent communication. She kept me up to date with each step, and took care of any issues that may have popped up along the way. Sandy is always pleasant to talk to, and she handles business quickly and efficiently.
  • Encompass
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    William P
    Berea, KY
    Posted on April 24th, 2020 01:05 PM
    Communication was awesome & everything was completed in a good timely manner.Also Sandy was very kind and good to work with as well as very informative on any questions we had and kept the process moving forward quickly! It was the best experience...
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  • Encompass
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    Heather N
    Somerset, KY
    Posted on April 13th, 2020 10:52 AM
    The entire process was so quick and easy from the beginning to the end! Sandy was great and kept us informed each step of the way. I would highly recommend her to anyone I know.
  • Encompass
    K
    Kayla B
    Richmond, KY
    Posted on April 11th, 2020 11:34 AM
    Sandy always got back with me very quickly on anything I needed. Sandy always kept me well informed on the process and made it less stressful. Sandy also made me a cheesecake as a “thank you for choosing me” kind of deal and it was the sweetest...
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  • Encompass
    J
    James C
    Somerset, KY
    Posted on April 10th, 2020 10:48 AM
    Sandy is exceptional. If she’s involved you can rest assured you are taken care of.
  • Encompass
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    David P
    Paint Lick, KY
    Posted on April 6th, 2020 03:41 AM
    Sandy is the absolute best! She was ALWAYS ready and happy to serve. Her knowledge, experience, and all-around professionalism is wonderful. I will gladly refer her to anyone. THANK YOU SANDY FOR AS LL THE HARD WORK
  • Encompass
    S
    Saundra T
    Booneville, KY
    Posted on March 27th, 2020 04:32 PM
    Sandy went out of her way to do everything she could to help us. By the end she feels like family and I’m so happy we were able to work with her
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.