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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    K
    Kristina R
    Richmond, KY
    Posted on July 13th, 2021 02:15 AM
    It was my first time buying a home and Sandy made sure to keep communication the whole process and explain everything in detail to me. Not only did she do her job but you can tell she is passionate about it and really cares for her clients!...
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  • Encompass
    R
    Richard B
    Berea, KY
    Posted on June 23rd, 2021 04:09 PM
    Sandy made it very easy. She explained every step and made the paperwork easy
  • Encompass
    D
    Dennis R
    Brodhead, KY
    Posted on June 9th, 2021 05:12 PM
    I was always told buying a house was a headache but I felt like it was easy as anything I had ever done. Easier then when I bought my car
  • Encompass
    D
    Deborah R
    Brodhead, KY
    Posted on June 7th, 2021 02:07 PM
    Communication and she is ready when ever you call
  • Encompass
    M
    Mia C
    Berea, KY
    Posted on June 6th, 2021 08:34 PM
    Sandy was quick to answer all of my questions as we moved through the loan process, making every part of the process seem very simple. Her professionalism and follow through were top notch! I highly recommend Sandy!
  • Encompass
    C
    Chad P
    Berea, KY
    Posted on June 6th, 2021 06:31 PM
    The attention to detail and care that was taken
  • Encompass
    D
    Deanna T
    Bardstown, KY
    Posted on June 6th, 2021 02:31 PM
    Sandy is awesome on time and keeps everyone informed through the entire process.
  • Encompass
    C
    Christi M C
    BEREA, KY
    Posted on June 5th, 2021 12:25 AM
    Sandy is the best ! Friendly, efficient, thorough, clear, always easy to contact and return calls, explains anything you need, and always a pleasant voice to hear. I am over the top pleased with how quickly and easily our loan went
  • Encompass
    J
    John W H
    Waycross, GA
    Posted on June 4th, 2021 03:10 PM
    Personal service!! ALWAYS uplifting conversations when behind thé scènes it wasn’t as stress free. ALWAYS followed up and answered questions as if I was her only client. Best customer service!!! The best!!
  • Encompass
    J
    Janette M
    Berea, KY
    Posted on June 2nd, 2021 08:47 PM
    Excellent at every part of the lending process. Professional, and courteous all the way to the closing date with my sellersProfessional, courteous, kind and excellent at her job! So knowledgeable of every part of the lending process! Sandy...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.