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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    H
    Haley B M
    RICHMOND, KY
    Posted on October 18th, 2021 06:50 PM
    Sandy worked very closely with Deb and made sure I knew what step of the loan process I was in. She is so kind and caring, I couldn’t recommend her enough.
  • Encompass
    R
    Robert E S
    BEREA, KY
    Posted on October 15th, 2021 03:48 PM
    Communication.
  • Encompass
    C
    Charles E T
    BEREA, KY
    Posted on October 6th, 2021 04:12 PM
    From the beginning, Sandy walked us through each phase with care and diligence. She went out of her way to answer all of our questions, and she attended to us as if we were her only clients! We just love her, and will always recommend Sandy...
    read more
  • Encompass
    J
    James E D
    BEREA, KY
    Posted on October 6th, 2021 12:18 PM
    Sandy’s character, precision and up to date level of communication. She always assisted me in my questions every time and I didn’t feel I was being put off. She explained everything well also.
  • Encompass
    S
    Sherry R
    Lexington, KY
    Posted on October 4th, 2021 01:43 PM
    She really worked hard to make this loan happen for us. She maintained communication with us throughout the whole process, explaining every step. She was excellent!!
  • Encompass
    B
    Bryan L
    OWINGSVILLE, KY
    Posted on October 2nd, 2021 02:50 PM
    Sandy went above and beyond when suddenly we decided to go from renting a place to buying. We didnt have a pre-approval yet due to us waiting to start the home buying process. Sandy was referred to us from Debbie Rockey our Realtor and at 8pm...
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  • Encompass
    C
    Carl S
    RICHMOND, KY
    Posted on October 1st, 2021 03:28 PM
    Sandy always corresponded with me and made sure I understood all details about my loan moving forward. She was helpful in all areas of concern. A pleasure to work with.
  • Encompass
    M
    Matthew R
    Lexington, KY
    Posted on October 1st, 2021 01:51 PM
    Sandy worked thru alot of issues to get us the loan , no one else would have went thru all the steps she did . great job
  • Encompass
    L
    Larry T W
    RICHMOND, KY
    Posted on September 16th, 2021 01:03 PM
    Very easy to work with and very helpful
  • Encompass
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    Vernon R M
    BOONEVILLE, KY
    Posted on September 3rd, 2021 09:09 PM
    She was very genuine and helpful with everything
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.