

Sandy Seymour
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Sandy and Marsha made this happen for my family when no one else said it could be done. I am forever grateful to them for making my First home purchase happen. I thanked GOD first and Sandy second. Anyone that says they’re even thinking about...
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There were several unforeseen situations with this file but Sandy and her team were phenomenal with navigating the storm. Sandy and her team stayed strong, diligent and focused to ensure this loan closed. I would always consider Sandy as my...
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Sandy and her team are always great and answers my questions as soon as possible. The loan was basically clear to close way ahead of time.
Prompt response to my inquiries and very patient with taking me through the lending process.
Everything was overall amazing
My entire process was smooth and easy because of you all.
In spite of the last minute challenges we experienced, Sandy & the team were able to get this closed. Funding was delayed because of the time of closing only.
Sandy and her team the best in the business! I highly recommend them!!!
How people work together to make it on time the corporation and understanding I appreciate it
Reply from Sandy Seymour
October 8th, 2026 06:03 PM
Thanks Jerome. There can be obstacles sometimes when buying a home from Fannie Mae. Glad we could work everything out and get you to the closing table quickly.
Sandy was working with me for almost 2 years. She had the tenacity to hang in there! She was responsive. She also thoroughly went over all of the closing paperwork so I understood what I was signing and was 100% ready to close! There were no...
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Reply from Sandy Seymour
October 8th, 2026 06:03 PM
Thank you Kara. It was truly a pleasure to work together on your dream of purchasing your home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 307635
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.