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Sandy Novak - Mortgage Loan Originator | NMLS# 535383 in Cold Spring, MN

Sandy Novak

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Mortgage Loan Originator | NMLS# 535383

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Whether you are buying a new home, getting cash from your home, need a more affordable payment, or want to pay off your mortgage sooner, our mortgage professionals explain your options simply and clearly and give you competitive rates and t... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
    T
    Thomas L
    Lehighton, PA
    Posted on September 21st, 2026 09:21 PM
    made the difficult process of getting a home loan very easy
    Reply from Sandy Novak
    September 29th, 2026 05:24 PM
    I'm glad to know that I could make the home loan process easy for you, Thomas. At Keystone Funding, we always strive to simplify things for our clients. If you have any further questions or need assistance, feel free to reach out.
  • SFTP
    A
    Amy L
    Lehighton, PA
    Posted on September 21st, 2026 07:30 PM
    Sandy was very helpful and answered any questions we had. She made sure everything went smoothly and was there every step of the way.
    Reply from Sandy Novak
    September 28th, 2026 07:31 PM
    I'm so glad to hear that you felt well-supported throughout the process, Amy. It was my pleasure to assist you and ensure everything went smoothly with Keystone Funding. Thank you for your kind words!
  • Zillow
    D
    Dominick
    Bethlehem, PA
    Posted on August 12th, 2026 12:00 AM
    Sandy and her team were the most patient, responsive and helpful people to work with...she made the entire process seamless, and we couldn't have done it without her. I'd give her 10 stars if it were an option. Thank you!!!
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    I
    Ivanchavez999
    Bethlehem, PA
    Posted on August 11th, 2026 12:00 AM
    Sandy helped me so much buying my house, she made it easier for me always responding questions giving me advice on things i needed to get accomplished before I can even apply for the loan.Highly recommend Sandy she is the best.
  • Zillow
    M
    Michael U
    Bethlehem, PA
    Posted on August 10th, 2026 12:00 AM
    Sandy made one of the most stressful times of my life a breeze for me and my family. She knew exactly each step we needed to take and guided us throughout the entire process. I used her services for my first and now my second home and would...
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  • Zillow
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    Amy L
    Lehighton, PA
    Posted on August 10th, 2026 12:00 AM
    Sandy was so helpful with getting financing for the purchase of our home.She made a difficult process very easy to understand and she came to closing to make sure everything went smoothly.
  • Zillow
    M
    Mamiepda
    Easton, PA
    Posted on October 13th, 2024 12:00 AM
    After multiple offers, and many months later, I finally found what I was looking for. Sandy was patient with me the whole time and offered the best rates.
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    Gretchen D
    Pen Argyl, PA
    Posted on October 7th, 2024 12:00 AM
    I recommend it 100%. she did a great job.She was helping me for 2 years. for me to have my house. morgatge as we wanted it. she was always available.
  • Zillow
    A
    Anthony J O
    Bethlehem, PA
    Posted on October 4th, 2024 12:00 AM
    Sandra Novak was incredibly knowledgeable, professional, and transparent. As a first time home buyer- the entire process with her was so easy, flawless, approachable, and punctual. I couldn’t imagine dealing with anyone else. It was such a...
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  • Zillow
    E
    Emilyyvonne1
    Bethlehem, PA
    Posted on July 12th, 2023 12:00 AM
    Sandy was amazing! Always available when I had questions and took the time to explain everything in detail. As first time homebuyers, I couldn’t have asked for a better lender than her.
  • 11–20 of 44
    About
    Whether you are buying a new home, getting cash from your home, need a more affordable payment, or want to pay off your mortgage sooner, our mortgage professionals explain your options simply and clearly and give you competitive rates and terms.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 535383