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Sandy Novak - Mortgage Loan Originator | NMLS# 535383 in Cold Spring, MN

Sandy Novak

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Mortgage Loan Originator | NMLS# 535383

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Whether you are buying a new home, getting cash from your home, need a more affordable payment, or want to pay off your mortgage sooner, our mortgage professionals explain your options simply and clearly and give you competitive rates and t... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • SFTP
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    David F
    Nazareth, PA
    Posted on October 26th, 2026 05:43 PM
    Sandy is the hardest working mortgage broker I have ever worked with and I have worked with a few. I cant say enough good things about her and her work ethic....5 stars!
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    Brian H
    Easton, PA
    Posted on October 13th, 2026 12:58 PM
    Sandy always replied to my communication even when I think she wanted to straggle me but she was always professional and helpful.
    Reply from Sandy Novak
    October 20th, 2026 07:11 PM
    I'm happy to know that I could be professional and helpful throughout the process, Brian. At Keystone Funding, I aim to provide consistent support and communication, no matter the challenges.
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    Brandon M
    Bethlehem, PA
    Posted on October 10th, 2026 04:58 PM
    Sandy was extremely helpful through every step of the house buying process. Any question(s) we had, she had an aswer for. She made the process so pleasant and easy.
    Reply from Sandy Novak
    October 19th, 2026 05:51 PM
    I'm pleased to hear that I could assist you throughout the house buying process, Brandon. At Keystone Funding, making your experience pleasant and straightforward is always my priority. If you have any more questions or need further assistance,...
    read more
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    Charissa G
    Bethlehem, PA
    Posted on October 10th, 2026 02:55 PM
    Sandy always made herself available to answer my questions and help me through the process .
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    Cameron W
    Effort, PA
    Posted on September 26th, 2026 12:20 AM
    The team at keystone funding was great to work with.
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    Karen D
    Northampton, PA
    Posted on September 25th, 2026 02:21 PM
    Sandy at Keystone Funding was the one person who kept me sane during the entire home buying / mortgage proces. Could not have done it without her. Definitely went above and beyond.
    Reply from Sandy Novak
    October 2nd, 2026 02:22 PM
    I'm grateful for your kind words, Karen. It was my pleasure to assist you through the home buying and mortgage process at Keystone Funding. I'm happy to have been of help and to have contributed positively to your experience.
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    Dominick M
    Bethlehem, PA
    Posted on September 25th, 2026 12:19 PM
    Sandy is amazing!!
    Reply from Sandy Novak
    October 2nd, 2026 01:18 PM
    I'm glad to hear that you had such a positive experience, Dominick. At Keystone Funding, my goal is always to provide excellent service, and I'm pleased I could meet your expectations.
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    Brandon D
    Phillipsburg, NJ
    Posted on September 23rd, 2026 12:50 PM
    Very helpful with the process and explaining how things work
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    Michelle M
    Bethlehem, PA
    Posted on September 22nd, 2026 04:46 PM
    I had a wonderful experience working with Sandy Novak . She helped me through the process for buying my new home. She is extremely polite and patient. I will recommend her to others. Thank You again Sandy.
    Reply from Sandy Novak
    September 29th, 2026 04:46 PM
    I'm happy to hear that you had a wonderful experience, Michelle. It was a pleasure to assist you with buying your new home, and I appreciate your kind words about my patience and politeness. Thank you for recommending me to others, and I'm...
    read more
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    Thomas K
    Bethlehem, PA
    Posted on September 22nd, 2026 02:58 PM
    kind, fast, efficient, easy to work with, also, helped me apply for a homebuyers grant i didn't even know existed! amazing
    Reply from Sandy Novak
    September 29th, 2026 02:59 PM
    I'm pleased to hear that you found the process efficient and easy, Thomas. It was gratifying to help you discover the homebuyers grant and work with you through Keystone Funding. If you need any further assistance, feel free to reach out.
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    About
    Whether you are buying a new home, getting cash from your home, need a more affordable payment, or want to pay off your mortgage sooner, our mortgage professionals explain your options simply and clearly and give you competitive rates and terms.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 535383