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Sandy Bogese - Branch Partner in Richmond, VA

Sandy Bogese

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Julie E M
    Disputanta, VA
    Posted on November 8th, 2025 05:04 PM
    Sandy Bogese really cares about her clients/customers. She shared all kinds of options and worked up the best loan to suit our situation. My husband and I are repeat customers, too. We highly recommend Sandy Bogese for all your mortgage needs....
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    Reply from Sandy Bogese
    November 11th, 2025 05:05 PM
    Thank you, Julie, for your thoughtful review. I genuinely value your trust and am pleased to hear that the options I provided suited your situation well. It's always rewarding to work with repeat clients and help you find the best fit for your...
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    Jason L H
    Carson, VA
    Posted on November 4th, 2025 12:43 AM
    She made everything easy breezy and explained in depth all questions we had !
    Reply from Sandy Bogese
    November 7th, 2025 03:28 PM
    I'm pleased to know that my explanations and support helped make the process straightforward for you, Jason. Making sure you feel informed and comfortable at every step is important to me. Thank you for your kind words and for choosing ALCOVA...
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    Gary S M
    Disputanta, VA
    Posted on November 1st, 2025 12:42 PM
    Great communication with Sandy. She accepted our phone calls at all hours and answered any and all questions we had. She always had the answer, kept us informed along the way. She was very patient and kept us calm and relaxed during the whole...
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    Reply from Sandy Bogese
    November 4th, 2025 04:05 PM
    I appreciate your positive feedback, Gary. I'm glad I could provide the communication and support you needed throughout the process. Answering your questions and keeping you informed was my priority, and I'm pleased to hear it helped you feel...
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    Jonathan M
    North Prince George, VA
    Posted on August 11th, 2025 06:07 PM
    Ease of use and speed.
    Reply from Sandy Bogese
    August 14th, 2025 06:08 PM
    I'm glad to know that you found the process both easy and swift, Jonathan. Ensuring a smooth experience is always a priority for me. Thank you for your feedback and for choosing ALCOVA Mortgage. If you have any more questions or need further...
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    Laura A D
    Crewe, VA
    Posted on June 2nd, 2025 12:15 PM
    Sandy was so very helpful from day one. I talked to her over 2yrs ago. She has helped me very step of the way. I'm so very grateful for all of her help. Once the process got started on my home she helped it go as smoothly as possible. She always...
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    Reply from Sandy Bogese
    June 5th, 2025 12:17 PM
    I'm thrilled to hear that I could assist you throughout your home-buying journey, Laura. It has been a pleasure working with you over the past two years, and I'm glad to know that I could help make the process as smooth as possible. Your kind...
    read more
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    Claire M
    Prince George, VA
    Posted on April 27th, 2025 02:48 AM
    We appreciate everything Sandy did for us. She made us feel valued, supported, and seen. She took the time to explain parts of the process we didn't understand and was always quick to reply when we needed her. I will be recommending her to...
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    Reply from Sandy Bogese
    April 30th, 2025 02:48 AM
    I'm thrilled to hear that you felt valued and supported during the mortgage process. It was a pleasure assisting you, and I truly appreciate your kind words and recommendations. Thank you for choosing ALCOVA Mortgage!
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    Emily A T
    N Prince George, VA
    Posted on April 4th, 2025 12:18 PM
    Sandy was the most supportive person through this whole process. She gave great advice and reasonings behind everything. She was so helpful in my first time home buying experience. I would recommend her to everyone!
    Reply from Sandy Bogese
    April 7th, 2025 12:23 PM
    I'm thrilled to hear that I could support you through your first home buying experience. It was a pleasure to assist you, and I truly appreciate your recommendation. Thank you for your kind words.
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    Rebecca L L
    Chester, VA
    Posted on February 4th, 2025 01:35 PM
    Working with Sandy makes a stressful time feel totally doable!
    Reply from Sandy Bogese
    February 4th, 2025 01:42 PM
    Thank you Becky for trusting me to get you to the closing table. You are always great to work with.
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    Jennifer L S
    South Chesterfield, VA
    Posted on December 23rd, 2024 03:20 PM
    Sandy was great about answering questions and keeping me in the loop regarding what to expect next . This made my first home buying experience much smoother and efficient
    Reply from Sandy Bogese
    December 26th, 2024 03:24 PM
    Hi Jennifer, thank you so much for the 5-star rating and the fantastic feedback! Your kind words mean a lot. I'm glad that I was able to assist in making your first home buying experience smooth and efficient. If you have any further questions...
    read more
  • Encompass
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    Christopher M
    North Chesterfield, VA
    Posted on October 19th, 2024 01:02 PM
    Sandy was extremely professional and knowledgeable throughout the process of setting up and getting my home loan approved. She clearly knows what she is doing and has a large amount of experience on the matter which she was happy to share....
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    Reply from SANDY BOGESE
    October 22nd, 2024 01:03 PM
    Christopher, I'm absolutely thrilled to hear about your positive experience! Thank you for acknowledging my knowledge and experience. Your satisfaction was my top priority and I'm glad I was able to make your first home buying experience a...
    read more
  • 11–20 of 295
    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 213171
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance