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Sandy Bogese - Branch Partner in Richmond, VA

Sandy Bogese

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting...... Show More
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Location & Business Hours
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Overall Ratings
4.99
(294)
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Reviews from Web
  • 5.0
    Encompass
    C
    Cheryl A S
    South Prince George, VA
    Posted on May 21st, 2026 02:10 PM
    Sandy is the Best...
  • 5.0
    Encompass
    C
    Cynthia F J
    S Prince George, VA
    Posted on April 28th, 2026 03:06 PM
    Mrs Bogese made everything extremely simple and stress free...well as stress free as possible. Her communication was excellent, I always felt like I fully understood where we were in the process, and she never made me feel like my questions...
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    Reply from Sandy Bogese
    May 1st, 2026 03:06 PM
    I'm happy to hear that you found the process simple and stress-free, Cynthia. Excellent communication is something I strive for, and I'm glad you felt comfortable asking questions. Thank you for your kind words and appreciation for my team...
    read more
  • 5.0
    Encompass
    M
    Mary E G
    Prince George, VA
    Posted on April 22nd, 2026 05:09 PM
    Sandy was so helpful and kind. Glad we had her through this process!
    Reply from Sandy Bogese
    April 27th, 2026 05:08 PM
    Thank you, Mary. I'm glad I could be helpful and kind during the process. It was wonderful to work with you, and I appreciate your trust in me and ALCOVA Mortgage.
  • 5.0
    Encompass
    J
    Jerri A P
    Bracey, VA
    Posted on April 20th, 2026 12:24 AM
    Very professional,knowledgable, and extremely accurate on all aspects of closing.
    Reply from Sandy Bogese
    April 23rd, 2026 07:37 PM
    Thank you for your kind words, Jerri. I'm pleased to know that you found my professionalism and accuracy helpful during the closing process. If you have any future needs or questions, please don't hesitate to reach out.
  • 5.0
    Encompass
    S
    Sharon A
    Chester, VA
    Posted on April 15th, 2026 01:46 PM
    Sandy was very knowledgeable and caring every step of this process. I really love and enjoyed working with her. Thank you Sandy 💕💕💕🥰🥰🥰🥰
    Reply from Sandy Bogese
    April 20th, 2026 03:22 PM
    I'm grateful for your kind words, Sharon. It was a pleasure working with you and being able to support you throughout the process. Thank you for choosing ALCOVA Mortgage, and I hope we can work together again in the future!
  • 5.0
    Encompass
    T
    Tracy L C
    Chester, VA
    Posted on February 9th, 2026 08:30 PM
    Great customer service. Always responded quickly.
    Reply from Sandy Bogese
    February 12th, 2026 08:30 PM
    I appreciate your feedback, Tracy. Providing prompt responses and ensuring you receive great customer service is very important to me. If you have any further needs or questions in the future, please feel free to reach out anytime. Thank you...
    read more
  • 4.83
    Encompass
    W
    William M S
    N. Chesterfield, VA
    Posted on January 24th, 2026 10:45 PM
    Laasistencia personificada y el apoyo incondicional
  • 5.0
    Encompass
    G
    George M M
    Dewitt, VA
    Posted on January 14th, 2026 07:58 PM
    Sandy is a great communicator, kept me in the loop at all times. Sandy does her job impeccably. As a customer I did not have to worry about anything, Sandy does it all, and she will always have my business.
    Reply from Sandy Bogese
    January 19th, 2026 03:58 PM
    It’s wonderful to hear that you found my communication helpful, George. Keeping clients like you informed and at ease is a priority for me. I’m glad that you felt confident throughout the process. Thank you for your trust, and I look forward...
    read more
  • 5.0
    Encompass
    B
    Benjamin A W
    North Dinwiddie, VA
    Posted on December 15th, 2025 05:24 PM
    Sandy was fantastic to work with and broke everything down for me and answered every question I had. Would love to work with her again! Thank you Sandy!
    Reply from Sandy Bogese
    December 18th, 2025 05:24 PM
    I’m glad to hear that I could make the process clear and answer all your questions, Benjamin. It was great working with you, and I appreciate your kind words. If you ever need assistance again in the future, don’t hesitate to reach out. Thank...
    read more
  • 5.0
    Encompass
    J
    Julie E M
    Disputanta, VA
    Posted on November 8th, 2025 05:04 PM
    Sandy Bogese really cares about her clients/customers. She shared all kinds of options and worked up the best loan to suit our situation. My husband and I are repeat customers, too. We highly recommend Sandy Bogese for all your mortgage needs....
    read more
    Reply from Sandy Bogese
    November 11th, 2025 05:05 PM
    Thank you, Julie, for your thoughtful review. I genuinely value your trust and am pleased to hear that the options I provided suited your situation well. It's always rewarding to work with repeat clients and help you find the best fit for your...
    read more
  • 10 of 294
    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
    223
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 213171
    Disclaimer
    ALCOVA Mortgage, LLC | Company NMLS ID# 40508 | (www.nmlsconsumeraccess.org) 308 Market Street, SE | Roanoke, VA 24011