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Sandy Krestan - Loan Officer | NMLS# 153369 in Phoenix, AZ

Sandy Krestan

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Loan Officer | NMLS# 153369

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 8 PM(Open now)
Fri
7 AM to 8 PM
Sat
closed
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Overall Ratings
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
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    Scott L B
    Gilbert, AZ
    Posted on December 30th, 2025 04:04 PM
    Initial interaction, confidence and willingness to work outside the box to find the right loan for us. Great communication throughout the whole process.
    Reply from Sandy Krestan
    January 4th, 2026 01:23 PM
    It was so great to come alongside with your move to Gilbert from California. We are so excited for your journey. Just know we are here for you today, tomorrow and well forever. Don't worry, we are monitoring interest rates for when they come...
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  • Encompass
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    Robert R
    Gilbert, AZ
    Posted on December 4th, 2025 11:43 AM
    Sandy and her Team kept the process moving. Answers to follow up questions were timely. Loan application software was well laid out and easy to use.
    Reply from Sandy Krestan
    January 4th, 2026 01:24 PM
    Thank you so much for trusting The Krestan Team. It truly means everything to us that you chose us for something as important as your home. Our entire team is built around making sure every client feels informed, cared for, and never alone...
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  • Encompass
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    Stephen R E
    Litchfield Pk, AZ
    Posted on November 26th, 2025 04:47 PM
    Very responsive and took time to answer questions
    Reply from Sandy Krestan
    January 4th, 2026 01:25 PM
    Ste4phen this one hit our hearts. Buying or refinancing a home is never just paperwork — it’s about security, family, and peace of mind. We’re honored we were able to walk this journey with you, and we don’t take that trust lightly. Thank you...
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    Tina U
    Posted on November 10th, 2025 11:42 PM
    Sandy and her team were amazing! Will definitely be working together again!
    Reply from Owner
    November 11th, 2025 07:57 PM
    Thank you so much for your kind words. Our entire team love serving you and your team!
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    Saina A
    Scottsdale, AZ
    Posted on October 15th, 2025 02:35 PM
    Approach problem solving get it done
    Reply from Sandy Krestan
    October 15th, 2025 03:42 PM
    We are so proud to come alongside you (and your furbabies) to welcome you to your new home in Arizona. We were so proud to get outside of the box and bring you to your home! We are here for you yesterday, today and tomorrow. We will be monitoring...
    read more
  • Encompass
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    John S
    Scottsdale, AZ
    Posted on October 1st, 2025 05:11 PM
    You kept the ball rolling even when I was out of the country for 2 weeks
    Reply from Sandy Krestan
    October 15th, 2025 03:43 PM
    We were so grateful to work with you on your purchase of your home in Arizona! Even with your busy work schedule and out of the country trip...we worked the balance of technology and conversation to a smooth one time closing. l Welcome home!...
    read more
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    Sue P
    Posted on October 1st, 2025 04:40 PM
    I was the cross agent for The Krestan Team. They did a wonderful job and kept me informed throughout the transaction. Highly recommend!!!
    Reply from Owner
    November 11th, 2025 07:58 PM
    Thank you so much Sue. It was our pleasure. We love communicating with everyone...it is our pleasure! We are here for you always. Sandy
  • Encompass
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    Jeanine M C
    Dewey, AZ
    Posted on September 30th, 2025 09:45 PM
    You guys were very helpful. Thank you for everything.
    Reply from Sandy Krestan
    October 15th, 2025 03:45 PM
    Youa re so very welcome. It was our honor to come alongside of you and close on time as promised for your purchase. So glad we could secure a lower interest rate for you. We will be there for your today and tomorrow as well. Welcome Home Jeanine!...
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    Justin Y
    Posted on September 25th, 2025 02:24 PM
    The Krestan Team was one of the most pleasant experiences I have had with a lender.They were attentive and responsive to both my client and my needs as a realtor.They gave us almost daily updates on the status of the loan. I look forward to...
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    Reply from Owner
    November 11th, 2025 08:00 PM
    Our pleasure Justin. We were honored to serve you. We are here for you well, forever! Whether buying a home or refinancing, we have your back for all of your home loan needs.
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    Jill R G
    Chicago, IL
    Posted on September 22nd, 2025 02:48 PM
    Communication and timeliness were on point.
    Reply from Sandy Krestan
    October 15th, 2025 03:48 PM
    It was our pleasure to come alongside of your to buy your new home in Chicago Jill. We are so grateful that you came back to our team to serve you again. We will be there for you now and in the future. Monitoring interest rates to watch for...
    read more
  • 31–40 of 394
    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Lender
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Mortgage
    USDA Loans
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1984

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 153369
    Gallery
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Videos
    video
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    Awards
    Women's Council Me...
    Achievements
    • Top 1% Mortgage Originators in America, Chairman's Club, President's Club
    Hobbies
    • I ride horses
    • Photography
    • Dog Lover
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures