

Sandy Krestan
Loan Officer | NMLS# 153369

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
Thu
7 AM to 8 PM(Open now)
Fri
7 AM to 8 PM
Sat
closed
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Reviews from Web
Sandy Krestan is the best in the industry. She talked us through so many options, loan amounts and the rate changes that come with it. She always had our pre-quals to us same day for any houses we were viewing.The loan process was as easy as...
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Reply from Owner
July 31st, 2026 08:41 PM
Kaylee, thank you so much for this beautiful review! It meant so much to help you sell your home and purchase the dream property where you can have your horse right there with you. I know there were many numbers and options to consider along...
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Sandy Krestan is the best in the industry. She talked us through so many options, loan amounts and the rate changes that come with it. She always had our pre-quals to us same day for any houses we were viewing. The loan process was as easy...
read more
Reply from Sandy Krestan
July 31st, 2026 08:42 PM
Katherine, thank you so much for this wonderful review! It was truly a pleasure helping you buy your home in Arizona. I’m glad we could walk through the different home loan options, purchase prices and interest-rate changes so you felt informed...
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Great communication throughout the process!
Reply from Sandy Krestan
July 31st, 2026 08:45 PM
Claire, thank you so much for the wonderful review! It was a pleasure helping you navigate the mortgage process as a first-time homebuyer in Tinley Park, Illinois. It was especially meaningful that your sister trusted me to help you after I...
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quick reactions/communications. loan processed really quickly. also compliments from the title company as well praising Sandy's team
Reply from Sandy Krestan
July 31st, 2026 08:46 PM
Celso, thank you so much for the 5-star review! It was a pleasure helping you buy your home in Clarkdale, Arizona. I’m so glad you appreciated our quick communication and how efficiently your home loan was processed. Our entire mortgage team...
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Sandy Krestan has received a review with 5 star rating from Trudy K
Reply from Owner
July 31st, 2026 08:49 PM
Trudy, thank you so much for the 5-star review and for trusting our team to guide you through your second home purchase! It was a pleasure helping you coordinate the sale of your current home while purchasing your new home in the heart of Central...
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Every thing went extremely smooth! So happy with the entire process !!!
Reply from Sandy Krestan
July 31st, 2026 08:49 PM
Thank you so much for the 5-star review! We’re thrilled to hear that everything went smoothly and that you were so happy with the entire mortgage process. Our team works hard to make buying or refinancing a home feel simple, clear and well...
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I'm still waiting on a return phone call and we closed last week, do at this point the answer is nothing positive as of yet.
Reply from Sandy Krestan
June 2nd, 2026 06:45 PM
Sharon, Thank you for taking the time to share your feedback. I am sorry to hear that you felt your concerns were not fully addressed following your closing. Providing clear communication and guidance throughout the mortgage process is something...
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Great responsiveness. She kept me informed every step of the way on our loan progress.
Reply from Sandy Krestan
June 2nd, 2026 06:47 PM
Patrick, thank you so much for your kind words and for trusting The Krestan Team with such an important move. Helping you and your family make the transition from Arizona to Virginia was truly an honor. Moving across the country is a big undertaking,...
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Everthing went smooth.
Reply from Sandy Krestan
June 2nd, 2026 06:49 PM
Rickey, thank you for taking the time to leave a review. "Everything went smooth" is exactly what we hope every client experiences.It was an honor helping you sell your Arizona home and purchase your California condo while coordinating two...
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Sandy and her team were professional, dependable, and always available when we needed them. Buying and selling a home can be stressful but the Fairway team did everything they could to not add to that. My wife and I are grateful for their help...
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Reply from Sandy Krestan
June 2nd, 2026 06:50 PM
Jason, Thank you so much for your kind words and for trusting us to help with both the sale and purchase of your home. You're absolutely right, buying and selling at the same time can feel overwhelming. Our goal is always to bring clarity,...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
USDA Loans
Cash-Out Refinances
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DSCR Loans
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 153369
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Awards
Women's Council Me...
Achievements
- Top 1% Mortgage Originators in America, Chairman's Club, President's Club
Hobbies
- I ride horses
- Photography
- Dog Lover
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures