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Sandy Krestan - Loan Officer | NMLS# 153369 in Phoenix, AZ

Sandy Krestan

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Loan Officer | NMLS# 153369

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 8 PM(Open now)
Fri
7 AM to 8 PM
Sat
closed
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Overall Ratings
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
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    Kaylee
    Posted on July 15th, 2026 04:21 PM
    Sandy Krestan is the best in the industry. She talked us through so many options, loan amounts and the rate changes that come with it. She always had our pre-quals to us same day for any houses we were viewing.The loan process was as easy as...
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    Reply from Owner
    July 31st, 2026 08:41 PM
    Kaylee, thank you so much for this beautiful review! It meant so much to help you sell your home and purchase the dream property where you can have your horse right there with you. I know there were many numbers and options to consider along...
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    Katherine K
    Waddell, AZ
    Posted on July 15th, 2026 04:21 PM
    Sandy Krestan is the best in the industry. She talked us through so many options, loan amounts and the rate changes that come with it. She always had our pre-quals to us same day for any houses we were viewing. The loan process was as easy...
    read more
    Reply from Sandy Krestan
    July 31st, 2026 08:42 PM
    Katherine, thank you so much for this wonderful review! It was truly a pleasure helping you buy your home in Arizona. I’m glad we could walk through the different home loan options, purchase prices and interest-rate changes so you felt informed...
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    Claire A
    Tinley Park, IL
    Posted on July 6th, 2026 01:35 PM
    Great communication throughout the process!
    Reply from Sandy Krestan
    July 31st, 2026 08:45 PM
    Claire, thank you so much for the wonderful review! It was a pleasure helping you navigate the mortgage process as a first-time homebuyer in Tinley Park, Illinois. It was especially meaningful that your sister trusted me to help you after I...
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    Celso S
    Clarkdale, AZ
    Posted on June 15th, 2026 01:37 PM
    quick reactions/communications. loan processed really quickly. also compliments from the title company as well praising Sandy's team
    Reply from Sandy Krestan
    July 31st, 2026 08:46 PM
    Celso, thank you so much for the 5-star review! It was a pleasure helping you buy your home in Clarkdale, Arizona. I’m so glad you appreciated our quick communication and how efficiently your home loan was processed. Our entire mortgage team...
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    Trudy K
    Posted on June 4th, 2026 03:40 PM
    Sandy Krestan has received a review with 5 star rating from Trudy K
    Reply from Owner
    July 31st, 2026 08:49 PM
    Trudy, thank you so much for the 5-star review and for trusting our team to guide you through your second home purchase! It was a pleasure helping you coordinate the sale of your current home while purchasing your new home in the heart of Central...
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    Trudy K
    Phoenix, AZ
    Posted on June 4th, 2026 03:40 PM
    Every thing went extremely smooth! So happy with the entire process !!!
    Reply from Sandy Krestan
    July 31st, 2026 08:49 PM
    Thank you so much for the 5-star review! We’re thrilled to hear that everything went smoothly and that you were so happy with the entire mortgage process. Our team works hard to make buying or refinancing a home feel simple, clear and well...
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    Sharon R
    Sun City, AZ
    Posted on May 20th, 2026 11:33 PM
    I'm still waiting on a return phone call and we closed last week, do at this point the answer is nothing positive as of yet.
    Reply from Sandy Krestan
    June 2nd, 2026 06:45 PM
    Sharon, Thank you for taking the time to share your feedback. I am sorry to hear that you felt your concerns were not fully addressed following your closing. Providing clear communication and guidance throughout the mortgage process is something...
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    Patrick G
    Virginia Beach, VA
    Posted on May 20th, 2026 04:19 AM
    Great responsiveness. She kept me informed every step of the way on our loan progress.
    Reply from Sandy Krestan
    June 2nd, 2026 06:47 PM
    Patrick, thank you so much for your kind words and for trusting The Krestan Team with such an important move. Helping you and your family make the transition from Arizona to Virginia was truly an honor. Moving across the country is a big undertaking,...
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    Rickey S
    Antioch, CA
    Posted on May 9th, 2026 02:18 PM
    Everthing went smooth.
    Reply from Sandy Krestan
    June 2nd, 2026 06:49 PM
    Rickey, thank you for taking the time to leave a review. "Everything went smooth" is exactly what we hope every client experiences.It was an honor helping you sell your Arizona home and purchase your California condo while coordinating two...
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  • Encompass
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    Jason B
    Phoenix, AZ
    Posted on April 24th, 2026 12:29 AM
    Sandy and her team were professional, dependable, and always available when we needed them. Buying and selling a home can be stressful but the Fairway team did everything they could to not add to that. My wife and I are grateful for their help...
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    Reply from Sandy Krestan
    June 2nd, 2026 06:50 PM
    Jason, Thank you so much for your kind words and for trusting us to help with both the sale and purchase of your home. You're absolutely right, buying and selling at the same time can feel overwhelming. Our goal is always to bring clarity,...
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Lender
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Mortgage
    USDA Loans
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1984

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 153369
    Gallery
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Sandy Krestan - Gallery Photo
    Videos
    video
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    Awards
    Women's Council Me...
    Achievements
    • Top 1% Mortgage Originators in America, Chairman's Club, President's Club
    Hobbies
    • I ride horses
    • Photography
    • Dog Lover
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures