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Wikoff Mortgage
Branch Manager NMLS: 201182

At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Samantha was awesome working with us on our refinance. We were concerned having people into our home for appraisal during Covid-19 but she made accommodations to ease our concerns.
Samantha was very helpful and kept us informed at every stage of the loan process.
Answered all questions that I had clearly. Response time excellent. Made me feel that she had my best interest in mind throughout the transaction. Will push to recommend her service.
We intentionally took a mortgage with a high interest rate with the hopes that we could raise additional cash and lower the principle along with the rate before too much time passed. It all worked out as we had hoped. It is a little difficult...
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Samantha was helpful in explaining the process, was very responsive to questions, and just a pleasure to work with!
The Wikoff team was very easy to work with. Professional and on time with all needs for buyer.
Overall the process was smooth... Samantha was very familiar with me because I've used her in the past. Great advice and always called me back ASAP. Highly recommend this company.... She has always kept in touch with me over past 4 years. Even...
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We had the BEST experience refinancing our home with Samantha. It was our first time refinancing, and she was so great at educating us every step of the way. She was very patient with us and helped us out of a pretty rough loan. She had us...
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As this was our first time going through a refinance, we were never lost in the process or left without a quick answer to any of our (often rudimentary) questions. Samantha was highly communicative and always provided clear information for...
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Tim is great at answering all my questions and being knowledgeable about rates and rules about refinancing.
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About
At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments
FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers
VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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Positions
- Wikoff Mortgage - Branch ManagerMar 11th, 2024 - Current
Memberships
- Chamber of Commerce Anthem
- Anthem Chamber of Commerce
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 201182
Gallery

Achievements
- Preferred Lender with Home Realty West Valley
- Preferred Lender with Home Realty
Hobbies
- Camping
- Shooting
- Off-roading
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Disclaimer
Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.