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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Sam Cullum will do everything he can to make sure your clients will close on time and get connected with the best loan option for their circumstances. I appreciate his communication and willingness to make every transaction a smooth one. Thanks...
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Reply from Sam Cullum
August 14th, 2025 02:49 PM
I sincerely appreciate your thoughtful feedback, Alexia. Ensuring that clients close on time and find the best loan options for their needs is a top priority for me. I'm glad to hear that my communication and efforts to ensure smooth transactions...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Jacque W
Sam.was great. He communicated great through the whole.process and answered all.of our questions along the way.
Reply from Sam Cullum
August 13th, 2025 12:00 AM
Thank you for your kind words, Jacque. I'm glad to hear that you appreciated the communication throughout the process and that all your questions were answered. It's important to me that you feel confident and informed every step of the way....
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Thorough, thoughtful. Thankful.
Reply from Sam Cullum
July 23rd, 2025 01:31 AM
Thank you for your thoughtful words, Katie. I'm really pleased to know that you felt the process was thorough and met your expectations. If there's anything else you need or if you have any questions, feel free to get in touch. Thank you for...
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I had a great experience with Sam last time and that gets repeat business :)
Reply from Sam Cullum
July 18th, 2025 09:32 PM
I'm delighted to hear that your last experience with me was so positive, Melanie, and that it's inspired you to return. Building lasting relationships is something I truly value. If there's anything specific you need this time around or any...
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Sam and Karen were very nice, helpful, and informative
Reply from Sam Cullum
July 15th, 2025 12:36 AM
I'm pleased to hear that you found both Karen and me helpful and informative, James. It's always my aim to ensure you have all the information you need throughout the process. If there's ever anything more I can assist with in the future, please...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Bonnie D
Sam and Karen were great ! Once their emails stopped going to junk (lol) life was better!
Reply from Sam Cullum
July 14th, 2025 07:28 PM
I'm glad to hear that things improved once the email issue was resolved, Bonnie. It's great to know that both Karen and I were able to provide a positive experience for you. If there's anything more I can do to assist, please feel free to reach...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Darin C
Everything ran a smooth as possible
Reply from Sam Cullum
July 12th, 2025 01:17 AM
I'm glad to hear that everything went as smoothly as possible for you, Darin. Making the process seamless is always my goal, and it's great to know that it met your expectations. Thank you for sharing your experience with me.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.