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Sally Burks Elmore, Ruoff Mortgage - Senior Loan Officer | NMLS# 1029858 | Ruoff Mortgage NMLS# 141868 in Spencer, IN
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Sally Burks Elmore, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1029858 | Ruoff Mortga...

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Western Governor's University
Western Governor's University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Western Governor's University
Western Governor's University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
99%
4 Star
1%
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Reviews from Web
  • google
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    Jillian H
    Posted on November 7th, 2025 05:21 PM
    Sally is the best! She truly cares about her clients and understanding their situation and is a great communicator.
    Reply from Owner
    November 13th, 2025 09:19 PM
    Jillian, I'm grateful for your feedback. It's important to me to understand and support my clients throughout the process, and I appreciate you highlighting my communication efforts. If there's ever anything more I can do for you, please feel...
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    Jillian K H
    Bloomington, IN
    Posted on November 7th, 2025 05:20 PM
    Sally is the best! She made the whole process easy from start to finish and truly cared about us.
    Reply from Sally Burks Elmore, Ruoff Mortgage
    November 7th, 2025 07:04 PM
    Thanks so much Jillian! It was great to work with you and Chase again. I truly appreciate your confidence and trust in myself and Ruoff. Take Care and enjoy the up coming Holidays!
  • Encompass
    D
    Diana A
    Solsberry, IN
    Posted on October 31st, 2025 03:38 PM
    Communication
    Reply from Sally Burks Elmore, Ruoff Mortgage
    October 31st, 2025 03:56 PM
    Thank you for your feedback, Diana. I'm pleased to know that communication was a positive aspect of your experience. If there's anything further I can assist you with, please feel free to contact me.
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    K
    Kassandra D B
    Solsberry, IN
    Posted on October 30th, 2025 03:07 PM
    It was a lot to take in and a long crazy process
    Reply from Sally Burks Elmore, Ruoff Mortgage
    October 30th, 2025 03:16 PM
    Hi Kassie,Thank you so much for your review! I do apologize that your experience was less than 5 stars. That is never my intention. I am happy that we were able to close and make this happen for you!Please let me know if you need anything in...
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    Cheryl L P
    Bloomington, IN
    Posted on October 25th, 2025 07:12 PM
    Sally is amazing. She closed us in three weeks and made the entire experience incredibly positive. So happy to have her.
    Reply from Sally Burks Elmore, Ruoff Mortgage
    October 28th, 2025 07:38 PM
    I'm so happy to hear that you had such a positive experience, Cheryl. Closing in three weeks is certainly an achievement, and I'm glad I could assist in making the process smooth for you. It was a true pleasure helping you and Bryant purchase...
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  • google
    B
    Bryant P
    Posted on October 25th, 2025 06:37 PM
    Sally and the entire Ruoff team were absolutely top notch. They made the process easy. I don't think we experienced a moment of stress related to the loan process. They far exceeded a our expectations. We felt like they had our best interests...
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    Reply from Owner
    October 28th, 2025 07:35 PM
    Thanks so much Bryant! You and Cheryl were Awesome clients and it was a true pleasure to help you purchase your dream home! I knew we could get this done for you with ease and quickly!Enjoy your Gorgeous Home and let me know if you need anything...
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  • Encompass
    B
    Bryant M P
    Bloomington, IN
    Posted on October 25th, 2025 06:37 PM
    Sally and the entire Ruoff team were top notch. They made the process easy. I don't think we experienced a moment of stress related to load process. They far exceeded a our expectations. We felt like they had our best interests in mind throughout...
    read more
    Reply from Sally Burks Elmore
    November 4th, 2025 06:39 PM
    Bryant, I'm really pleased that the process felt smooth and stress-free for you. Keeping you informed and having your best interests at heart was my priority. It sounds like the online portal was beneficial too, which is great to hear. Should...
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    Patty E
    Freedom, IN
    Posted on October 13th, 2025 03:17 PM
    Worked with us really well and very cooperative. Thank you.
    Reply from Sally Burks Elmore
    October 23rd, 2025 03:19 PM
    I'm glad to hear that you found the experience cooperative and smooth, Patty. Thank you for your feedback. If there's ever anything else I can assist you with, don't hesitate to reach out.
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    Emily J W
    Gosport, IN
    Posted on September 30th, 2025 03:18 PM
    Sally and her team worked and communicated so efficiently with us. Everything was clear from the beginning with no surprises. Additionally, the electronic document signing was very beneficial as my husband and I are on opposite schedules and...
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    Reply from Sally Burks Elmore, Ruoff Mortgage
    October 3rd, 2025 02:43 PM
    Emily and Torrey, I so appreciate you both. You guys are truly a pleasure to work with, and I am so glad that we could make things easier with the technology we have! Your closing was one of the most joyous laughter filled closings I have ever...
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  • Encompass
    C
    Curtis S
    Bloomington, IN
    Posted on September 25th, 2025 12:16 AM
    Sally, was quite attentive to us and patient with us in the process. We appreciate all the time she spent answering our abundant amount of questions. However, one thing that did catch us off guard was the actually closing cost and all the line...
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    Reply from Sally Burks Elmore, Ruoff Mortgage
    September 25th, 2025 01:38 PM
    Curtis, I'm grateful for your feedback and the time we spent working through your questions together. I hope you enjoy your new home and wish you the Best!
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
    Non-QM
    Specialities
    USDA
    VA
    Conventional
    FHA
    Mortgage Loan Products
    IHCDA
    Ruoff HomeNow
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    Education
    • Western Governor's University
      Business
      Bachelor of Science Business Management
      Western Governor's University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 1st, 2018 - Current
    Memberships
    • SCIREMC Round Up Board President
    • Spencer Main Street Secretary
    • South Central Indiana Mortgage Bankers Association
    • View All
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Mortgage Loan Officer License 1029858
    Gallery
    Sally Burks Elmore, Ruoff Mortgage - Gallery Photo
    Sally Burks Elmore, Ruoff Mortgage - Gallery Photo
    Achievements
    • Owen County Chamber on the Board of Directors
    Hobbies
    • Buying new things for my grandson
    • Going to small towns and exploring
    • Visiting Florida
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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