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Sally Burks Elmore, Ruoff Mortgage
Senior Loan Officer | NMLS# 1029858 | Ruoff Mortga...


Western Governor's University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sally is the best! She truly cares about her clients and understanding their situation and is a great communicator.
Reply from Owner
November 13th, 2025 09:19 PM
Jillian, I'm grateful for your feedback. It's important to me to understand and support my clients throughout the process, and I appreciate you highlighting my communication efforts. If there's ever anything more I can do for you, please feel...
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Sally is the best! She made the whole process easy from start to finish and truly cared about us.
Reply from Sally Burks Elmore, Ruoff Mortgage
November 7th, 2025 07:04 PM
Thanks so much Jillian! It was great to work with you and Chase again. I truly appreciate your confidence and trust in myself and Ruoff.
Take Care and enjoy the up coming Holidays!
Communication
Reply from Sally Burks Elmore, Ruoff Mortgage
October 31st, 2025 03:56 PM
Thank you for your feedback, Diana. I'm pleased to know that communication was a positive aspect of your experience. If there's anything further I can assist you with, please feel free to contact me.
It was a lot to take in and a long crazy process
Reply from Sally Burks Elmore, Ruoff Mortgage
October 30th, 2025 03:16 PM
Hi Kassie,Thank you so much for your review! I do apologize that your experience was less than 5 stars. That is never my intention. I am happy that we were able to close and make this happen for you!Please let me know if you need anything in...
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Sally is amazing. She closed us in three weeks and made the entire experience incredibly positive. So happy to have her.
Reply from Sally Burks Elmore, Ruoff Mortgage
October 28th, 2025 07:38 PM
I'm so happy to hear that you had such a positive experience, Cheryl. Closing in three weeks is certainly an achievement, and I'm glad I could assist in making the process smooth for you. It was a true pleasure helping you and Bryant purchase...
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Sally and the entire Ruoff team were absolutely top notch. They made the process easy. I don't think we experienced a moment of stress related to the loan process. They far exceeded a our expectations. We felt like they had our best interests...
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Reply from Owner
October 28th, 2025 07:35 PM
Thanks so much Bryant! You and Cheryl were Awesome clients and it was a true pleasure to help you purchase your dream home! I knew we could get this done for you with ease and quickly!Enjoy your Gorgeous Home and let me know if you need anything...
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Sally and the entire Ruoff team were top notch. They made the process easy. I don't think we experienced a moment of stress related to load process. They far exceeded a our expectations. We felt like they had our best interests in mind throughout...
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Reply from Sally Burks Elmore
November 4th, 2025 06:39 PM
Bryant, I'm really pleased that the process felt smooth and stress-free for you. Keeping you informed and having your best interests at heart was my priority. It sounds like the online portal was beneficial too, which is great to hear. Should...
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Worked with us really well and very cooperative. Thank you.
Reply from Sally Burks Elmore
October 23rd, 2025 03:19 PM
I'm glad to hear that you found the experience cooperative and smooth, Patty. Thank you for your feedback. If there's ever anything else I can assist you with, don't hesitate to reach out.
Sally and her team worked and communicated so efficiently with us. Everything was clear from the beginning with no surprises. Additionally, the electronic document signing was very beneficial as my husband and I are on opposite schedules and...
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Reply from Sally Burks Elmore, Ruoff Mortgage
October 3rd, 2025 02:43 PM
Emily and Torrey, I so appreciate you both. You guys are truly a pleasure to work with, and I am so glad that we could make things easier with the technology we have! Your closing was one of the most joyous laughter filled closings I have ever...
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Sally, was quite attentive to us and patient with us in the process. We appreciate all the time she spent answering our abundant amount of questions. However, one thing that did catch us off guard was the actually closing cost and all the line...
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Reply from Sally Burks Elmore, Ruoff Mortgage
September 25th, 2025 01:38 PM
Curtis, I'm grateful for your feedback and the time we spent working through your questions together. I hope you enjoy your new home and wish you the Best!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
USDA
VA
Conventional
FHA
Mortgage Loan Products
IHCDA
Ruoff HomeNow
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Education
- Western Governor's UniversityBusinessBachelor of Science Business Management

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 1st, 2018 - Current
Memberships
- SCIREMC Round Up Board President
- Spencer Main Street Secretary
- South Central Indiana Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- Mortgage Loan Officer License 1029858
Gallery


Awards
Achievements
- Owen County Chamber on the Board of Directors
Hobbies
- Buying new things for my grandson
- Going to small towns and exploring
- Visiting Florida
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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