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Sally Burks Elmore, Ruoff Mortgage
Senior Loan Officer | NMLS# 1029858 | Ruoff Mortga...


Western Governor's University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Sally communicated clearly every step of the way. She was always immediately available for any questions I had, she answered them thoroughly and to the best of her ability. I have even already recommended her to a friend I have that has been...
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Reply from Sally Burks Elmore
January 9th, 2026 04:24 PM
Thank you so much Danielle! It was wonderful working with you and Leigh. I loved seeing your beautiful brilliant smile at closing. You were beaming with joy and happiness. That made me happy!
Great job team
Reply from Sally Burks Elmore
December 30th, 2025 07:45 PM
Leigh, thank you for your kind words. I'm glad to hear that the team did a great job. If you ever have further needs or questions, feel free to reach out.
Sally Burks Elmore, Ruoff Mortgage has received a review with 5 star rating from Stacy
Reply from Owner
May 22nd, 2023 06:26 AM
Hi, Stacy. Thank you for taking the time to rate us!
i was treated as a person and not just another number/sale!! The whole process was very personalized and I sincerely appreciated that!!!!
Reply from Sally Burks Elmore, Ruoff Mortgage
December 11th, 2025 09:04 PM
Stacy it was an absolute pleasure to meet you, get to know you and help you with your home loan that helped start a new chapter in your life. Welcome back to Spencer, we are happy to have you home! :-) I hope you have a very Merry Christmas...
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Sally was very professional and friendl.
Reply from Sally Burks Elmore, Ruoff Mortgage
December 1st, 2025 05:18 PM
Thanks so much Rick for the wonderful survey and the compliments! It was such a pleasure helping you and Heather with your home loan. I hope you had a wonderful and "warm" Thanksgiving with your family!Now you can get your Christmas tree out!...
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Sally was excellent in all her duties as a loan officer. She kept us informed all throughout the process. I felt I had a friend along side me, holding my hand. Sally found an insurance agent that could get our home covered. I appreciated her...
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Reply from Sally Burks Elmore, Ruoff Mortgage
November 26th, 2025 06:59 PM
Helen, it's wonderful to know that you felt supported and well-informed throughout the process. I'm glad I could assist you not only with your loan needs but also in finding an insurance agent. Your trust means a lot, and I'm here if you need...
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Best home buying experience (this was my 3rd)
Reply from Owner
November 26th, 2025 06:59 PM
It's wonderful to know that this was your best home buying experience, especially considering it was your third time. I'm glad I could contribute to making it so positive for you. If you have any questions or need further assistance in the...
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Sally went above and beyond, starting from the application over the phone on the weekend while she was working at a festival.
Reply from Sally Burks Elmore, Ruoff Mortgage
November 13th, 2025 09:18 PM
Awww you and Amy are such wonderful clients! It was truly a pleasure to help you guys get into your dream home! Thank you for your trust in myself and Ruoff and for your very nice comments.I hope you have a Very Happy Thanksgiving!Take Care!...
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We had an excellent experience! Sally made the process quick and easy. She is very knowledgeable and communicative. I’d recommend her 100%!
Reply from Owner
November 13th, 2025 09:19 PM
Amy, I'm glad to hear that your experience was both quick and easy. It's important to me to be both knowledgeable and communicative throughout the process. Thank you for your recommendation! If you ever need further assistance, feel free to...
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Sally went above and beyond to help us in a very timely and informative manner. I was shocked how quickly and easily the process went!
Reply from Sally Burks Elmore, Ruoff Mortgage
November 12th, 2025 06:10 PM
Thank you Amy for your wonderful compliments! It was a pleasure helping you and Kyle purchase your dream home! Thank you both for being so responsive in getting us the information to get your loan final approved :-)! Enjoy your new home and...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
USDA
VA
Conventional
FHA
Mortgage Loan Products
IHCDA
Ruoff HomeNow
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Education
- Western Governor's UniversityBusinessBachelor of Science Business Management

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 1st, 2018 - Current
Memberships
- SCIREMC Round Up Board President
- Spencer Main Street Secretary
- South Central Indiana Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- Mortgage Loan Officer License 1029858
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Awards
Achievements
- Owen County Chamber on the Board of Directors
Hobbies
- Buying new things for my grandson
- Going to small towns and exploring
- Visiting Florida
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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