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Sally Burks Elmore, Ruoff Mortgage
Senior Loan Officer | NMLS# 1029858 | Ruoff Mortga...


Western Governor's University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sally was precise and available every step of the way! She was very patient with the stages we had to go through to be prepared for the next step and was very helpful on what information we needed to move forward.
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Reply from Sally Burks Elmore
May 22nd, 2026 03:13 PM
Thank you Joshua for the wonderful comments and 5 star survey! You and Madeline worked very hard to become first time homeowners and you should be very proud of this accomplishment!
Sally was amazing to work with even when we had to start over a few times.
Reply from Sally Burks Elmore, Ruoff Mortgage
May 8th, 2026 01:28 PM
Thank you Jennifer for your kind words and wonderful survey! It was a pleasure to work with you!
This whole process has been essentially seemless. Sally took a lot of the worry and trepidation out of the weeks leading up to closing with her professional approach and knowledge. Even though we only met in person at closing, I felt connected...
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Reply from Sally Burks Elmore, Ruoff Mortgage
May 8th, 2026 01:30 PM
Aron, thank you so much for your kind words and your wonderful survey response. I knew you and Amanda had a plan and I wanted to do all I could to keep that plan on track! Enjoy your beautiful home!
Sally was so great to work with. She was confident and I knew she would get things done. She doesn’t promise what she can’t do. She was able to find solutions to issues I had. She was fast and efficient with her work. You are in good hands...
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Reply from Owner
May 8th, 2026 01:32 PM
Aww Julie! Thanks so much for this glowing review! I knew this was your dream home and I wasn't going to let it die! I am so glad that we could come in and get this done so quickly.I hope you are loving your new home and being a homeowner!...
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As a first-time home buyer, with a demanding schedule, Sally and her team held my hand throughout the entire process. She even multi-tasked my newbie questions and fears while being chauffeured by her hubby on vaca to go visit their grandkids....
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Reply from Owner
May 8th, 2026 01:34 PM
Lol! Amanda its hard to keep good women down! We make it happen no matter what! It was such a pleasure to work with you and connect! I hope we stay in touch!
Enjoy your lovely home! :-)
Sally took the time to explain every step in detail to ensure I was fully informed every step of the way. As a first time home buyer, with a demanding schedule, Sally made the process as easy as possible. Highly recommend Sally for her professionalism,...
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Reply from Sally Burks Elmore, Ruoff Mortgage
May 5th, 2026 03:01 PM
Hi Amanda!Thank you for your wonderful and kind words! It was truly a pleasure to help you and Aron purchase your beautiful home. You both made the process easy by being so helpful and responsive! I truly wish you many years of happiness there....
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Sally and team were so great! They were great at communicating and got things done fast. I will forever be thankful. :)
Reply from Sally Burks Elmore, Ruoff Mortgage
May 4th, 2026 05:31 PM
Julie,
I am so glad that we could make this happen for you! It was a true pleasure helping you purchase your first home. Please let me know if you need anything at all! Thanks and Take Care! Sally
Very pleasant people. Very friendly and Sally was absolutely outstanding ..thank you all so very much
Reply from Sally Burks Elmore
May 4th, 2026 05:33 PM
Randy it was my pleasure to help you and Lilly with your home financing! You both were wonderful to work with and I hope I see you around town! Please let me know if you need anything at all! Take Care, Sally
Great communication, very knowledgable , great overs experience.
Reply from Sally Burks Elmore
May 4th, 2026 01:26 PM
Zane, I appreciate your kind words about the communication and expertise you experienced. It’s nice to know that you had a great overall experience with Ruoff Mortgage. Thank you for sharing!
Your friendliness and beyond
Reply from Sally Burks Elmore, Ruoff Mortgage
April 23rd, 2026 02:29 PM
Lilly, it was such a pleasure to help you and Randy with your financing. I loved your wonderful sense of humor. You both are go getters and it doesn't seem like anything keeps you down! Thank you so much for your faith and trust in me! I hope...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Non-QM
Specialities
USDA
VA
Conventional
FHA
Mortgage Loan Products
IHCDA
Ruoff HomeNow
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Education
- Western Governor's UniversityBusinessBachelor of Science Business Management

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 1st, 2018 - Current
Memberships
- SCIREMC Round Up Board President
- Spencer Main Street Secretary
- South Central Indiana Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- Mortgage Loan Officer License 1029858
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Awards
Achievements
- Owen County Chamber on the Board of Directors
Hobbies
- Buying new things for my grandson
- Going to small towns and exploring
- Visiting Florida
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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