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Sally Burks Elmore, Ruoff Mortgage - Senior Loan Officer | NMLS# 1029858 | Ruoff Mortgage NMLS# 141868 in Spencer, IN
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Sally Burks Elmore, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1029858 | Ruoff Mortga...

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Western Governor's University
Western Governor's University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Western Governor's University
Western Governor's University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Karrie A E
    Spencer, IN
    Posted on July 3rd, 2026 05:50 PM
    My Ruoff Agent was knowledgeable, kind and thorough. This is not a situation I have navigated before and felt nervous about making such a big purchase, but with Sally's guidance and thorough explanation I felt more at ease and like I was making...
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    Reply from Sally Burks Elmore, Ruoff Mortgage
    July 5th, 2026 07:13 PM
    Thank you so much Karrie for the 5 star review and your kind words. I know being a homeowner has been a dream and a goal of yours for a while now. I am so glad that I could help make that happen for you and Dustin!
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    Kristin E P
    Bloomington, IN
    Posted on June 25th, 2026 04:47 PM
    She was persistent and helpful
    Reply from Sally Burks Elmore, Ruoff Mortgage
    June 25th, 2026 05:47 PM
    Thanks so much for the 5 star review! FHA loans can be a bit challenging but I so glad we found solutions and you closed on your home. I hope you are all moved in and enjoying your bigger home and living in the country! :-)
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    Collin G P
    Oaktown, IN
    Posted on June 22nd, 2026 10:04 PM
    Everything was explained very well and any questions I had were answered.
    Reply from Sally Burks Elmore
    June 25th, 2026 05:48 PM
    Thanks so much for the 5 star review! I really appreciate it and your wonderful comments. I hope you are all moved in and enjoying your new home!
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    MrRandall34
    Posted on June 22nd, 2026 05:13 PM
    Ruoff made my home buying process quick and easy. The staff was courteous and easy to work with. The process was enjoyable!
    Reply from Owner
    June 25th, 2026 05:49 PM
    Thanks Randy for the 5 star review and your kind words! It was such a pleasure working with both you and Brenda. I am sure you are loving your new home and making plans for the swimming pool!
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    Randall E V
    Spencer, IN
    Posted on June 22nd, 2026 05:09 PM
    This process was quick and easy. The staff was so kind and helpful. I will definitely recommend Ruoff to friends and family!
    Reply from Sally Burks Elmore, Ruoff Mortgage
    June 25th, 2026 05:51 PM
    Thanks Randy for your great review and for your wonderful words! I really appreciate your referral business! Most of my business comes from my clients referring me to their family and friends!
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    Brenda V A
    Posted on June 22nd, 2026 03:35 PM
    Sally Burks Elmore, Ruoff Mortgage has received a review with 5 star rating from Brenda V A
    Reply from Owner
    June 25th, 2026 05:51 PM
    Thanks so much Brenda for the 5 Star review. It was a pleasure working with you and Randy!
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    Brenda M V
    Spencer, IN
    Posted on June 22nd, 2026 03:35 PM
    Great communication, very pleasant to work with and knowledgeable
    Reply from Sally Burks Elmore, Ruoff Mortgage
    June 25th, 2026 05:53 PM
    Thanks for the awesome review Brenda! It was a pleasure to work with you and Randy. I can't wait to see pictures of your new swimming pool! Enjoy your beautiful home!
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    Adam F W
    Bloomington, IN
    Posted on May 26th, 2026 04:01 AM
    Sally was quick to respond to emails. She also was on the lookout for getting us a good interest r*te and was very knowledgeable at knowing the right timing for that.
    Reply from Sally Burks Elmore
    June 5th, 2026 06:10 PM
    Adam, I'm glad to hear that my responsiveness and timing in securing a good interest rate was helpful to you. Thank you for your kind words about my knowledge and efforts during the process with Ruoff Mortgage.
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    Alison L W
    Bloomington, IN
    Posted on May 22nd, 2026 03:04 PM
    Sally was professional, efficient, detail oriented, and overall a top-knotch resource for us while we were pursuing this new purchase. Any potential homeowner would be lucky to have Sally working with them.
    Reply from Sally Burks Elmore, Ruoff Mortgage
    May 22nd, 2026 03:10 PM
    Ali it was such a pleasure to work with you and Adam! I am so happy that you found such a great home! Thank you so much for your wonderful comments and the great survey score! This made my day! :-)
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    Madeline G B
    Bloomington, IN
    Posted on May 12th, 2026 03:33 PM
    Sally went above and beyond helping us realize our dream of home ownership We could not be more gratefu!
    Reply from Sally Burks Elmore
    May 22nd, 2026 03:12 PM
    It was such a pleasure working with you and Joshua! You both worked very hard to make this dream come true and I was honored to be able to be part of it. Thank you for the lovely words and the 5 star survey!
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
    Non-QM
    Specialities
    USDA
    VA
    Conventional
    FHA
    Mortgage Loan Products
    IHCDA
    Ruoff HomeNow
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    Education
    • Western Governor's University
      Business
      Bachelor of Science Business Management
      Western Governor's University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 1st, 2018 - Current
    Memberships
    • SCIREMC Round Up Board President
    • Spencer Main Street Secretary
    • South Central Indiana Mortgage Bankers Association
    • View All
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Mortgage Loan Officer License 1029858
    Gallery
    Sally Burks Elmore, Ruoff Mortgage - Gallery Photo
    Sally Burks Elmore, Ruoff Mortgage - Gallery Photo
    Achievements
    • Owen County Chamber on the Board of Directors
    Hobbies
    • Buying new things for my grandson
    • Going to small towns and exploring
    • Visiting Florida
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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