

New American Funding: Ryan Skaggs (MORTGAGE)
Producing Branch Manager | NMLS# 425763


Ball State University
Ryan Skaggs is a nationally recognized mortgage lender known for his expertise in residential financing. He primarily serves clients in the Chicagoland area and is licensed to assist borrowers across 50 states. His approach is grounded in p... Show More
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Reviews from Web
Ryan is wonderful to work with and makes the mortgage process as easy as can be. Highly recommended!
Reply from Owner
April 22nd, 2026 03:52 PM
Steph, I'm grateful for your kind words and recommendation. It's wonderful to hear that our team's dedication and discipline helped facilitate an efficient closing for you. Thank you for choosing us to assist with your home purchase!
Neighborhood Loans and specifically Ryan Skaggs has been with me on my home buying journey since the beginning. Recommended by my amazing Realtor, I met Ryan in 2021. As I started and paused my search a few times as market conditions fluctuated,...
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New American Funding: Ryan Skaggs (MORTGAGE) has received a review with 5 star rating from Louis C
Reply from Owner
April 23rd, 2025 07:34 PM
Thank you for the review! Honored for the opportunity to have served your financing needs.
Thank you to Ryan and his team. Our realtor recommended them. We are very happy we decided to work with them. They kept in touch after we decided it wasn't the right time to buy. One year later, we are in our new home. They made the loan process...
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Reply from Owner
January 10th, 2025 08:13 PM
Thank you so much for the kind words. We work hard on transparent proactive communication so I am thrilled to hear it lead to our goal of a stress free experience.
Ryan was great, communicated extremely well and thoroughly. He made the entire process fairly simple. Would recommend him for sure.
Ryan did an amazing job getting my buyers closed on a multi unit investment in Chicago. He was profession and concise, updating everyone weekly on the process and keeping things on track. We closed three weeks early, largely for to his efforts....
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Ryan has been so amazing and patient with us, as we are first time buyers. He gives you multiple options of plans to pick from, discusses what he thinks is best for you, and is very transparent. We have had such a joyful experience with buying...
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Reply from Owner
February 2nd, 2024 03:20 PM
It was my pleasure to assist. Thank you for the kind words; we appreciate them!
Ryan was absolutely the best. Walked my wife and I through every step of the process for our first house. No question was a dumb one, he was patient and made the whole process very smooth!
Reply from Owner
January 18th, 2023 03:54 PM
Thank you Flynn. Honored for the opportunity to help serve you and your wife. It was a joy to work with you both. Enjoy your new home!
We were caught in a situation where we needed to close rather quickly and Ryan and his team at Neighborhood Loans really came through.Ryan had great ideas regarding the financing options available.The communication process was markedly better...
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Reply from Owner
January 18th, 2023 03:58 PM
Thank you for the kind words and honored for the trust you instilled in us. We continue to fine tune our communication process so thrilled to hear our service level exceeded your expectations. Best wishes in your new home.
We were caught in a situation where we needed to close rather quickly and Ryan and his team at Neighborhood Loans really came through.Ryan had great ideas regarding the financing options available.The communication process was markedly better...
read more
Reply from Owner
October 12th, 2023 12:00 AM
Thank you for the kind words and honored for the trust you instilled in us. We continue to fine tune our communication process so thrilled to hear our service level exceeded your expectations. Best wishes in your new home.
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About
Ryan Skaggs is a nationally recognized mortgage lender known for his expertise in residential financing. He primarily serves clients in the Chicagoland area and is licensed to assist borrowers across 50 states. His approach is grounded in patience, compassion, and clear communication — values shaped by being raised by a mother who dedicated nearly 40 years to special education. He believes informed clients make better financial decisions and structures every loan with long-term strategy in mind. Ryan has been honored with the North Shore Choice Best Lender Award for two consecutive years and was nominated for a Best in Business award by the Illinois Mortgage Bankers Association.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Bank Statement Loans
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Education
- Ball State UniversityBusiness Administration / FinanceB.S. Business Administration

Positions
- New American Funding - Producing Branch ManagerApr 1st, 2026 - Current
Memberships
- Sunset Ridge Country Club
- North Shore Barrington Area Realtors - Young Professionals Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 425763
Achievements
- IL Mortgage Bankers Assoc - Best in Business Nominee
- 2x North Shore Choice Awards - Best Lender
Hobbies
- Golf
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing