
Ryan Moss
Loan Officer | NMLS # 490816

Hi! I am Ryan Moss! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
You made it so easy to work with you and accomplish our needs!!!
Reply from Ryan Moss
April 22nd, 2025 01:40 AM
I'm thrilled to hear that the refinancing process was easy and met your needs. It was a pleasure assisting you. Thank you for your kind words!
Ryan's attention to detail and his willingness to assist at anytime during the process and lend his years of knowledge is the best we've ever experienced. A true pleasure to business with.
Ive worked with Ryan in the past and he makes the process as easy as possible, plus he answers all questions in a timly manner
Ryan was always available--night, weekend, early morning.Whenever we had an issue or concern, Ryan was there to give solutions-- the best part was he took the time to find and present not just one solution but multiple different solutions....
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The communication was fantastic, the fact that Ryan helped us every step of the way. He also told us how to do it and we stuck with it. Can’t thank him enough!
I had a great experience working with my loan officer Mr. Ryan Moss. He was highly professional throughout the entire process, making everything straightforward and easy to understand. His communication was excellent; he kept me informed at...
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Ryan was so helpful.reliable and knowledgeable Through my whole process.Excellent job, I was able to get a loan on time.He’s very kind ,fast clearly solutions.Thank yu! For wonderful and gracious to meAnd my Re agent the entire process!
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Ryan Moss was able to answer our questions very quickly and help us throughout the process.
We had a very complicated situation and Ryan went above and beyond researching the best solution. He kept us up to date and presented us with multiple options. I would absolutely use Ryan for any future mortgage needs.
Ryan, defines professionalism. He has all the attributes that you would ever want in an advisor, consultant and friend. He is extremely knowledgeable and refreshingly ethical. Most importantly he’s very personable. He has made an otherwise...
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About
Hi! I am Ryan Moss! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 490816
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."