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  • NMLS # 490816
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."
  • Rating
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5.0
SFTP
E
Elizabeth R
Orange, CA
Posted on September 11th, 2023 07:54 PM
Ryan is amazing to work with and I am so grateful we found him! He responds to all calls and texts so quickly and explains everything in a way that makes it easy to understand. Every time we work with him it really feels like he's on our team...
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5.0
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Daniel D
Tustin, CA
Posted on April 13th, 2023 02:29 PM
His word was excellent
5.0
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Pauline V
San Diego, CA
Posted on December 10th, 2022 02:56 AM
Ryan was very helpful and responsive during the entire process. He was always available for any questions and clearly communicated each step.
5.0
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Luis M
Moreno Valley, CA
Posted on October 17th, 2022 02:45 PM
Ryan was very communicative, polite, informative and overall a great Loan officer.
5.0
SFTP
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Amber B
Rancho Santa Margarita, CA
Posted on April 25th, 2022 02:44 PM
Ryan is an exceptional loan officer. This is our first time buying a home and Ryan went above and beyond to provide an exceptional experience. He explained things in a manner where it was easier for us to understand and was extremely patient...
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5.0
SFTP
D
Deanna Z
Palm Desert, CA
Posted on March 15th, 2022 03:07 PM
Ryan Moss kept me informed every step of the way and responded immediately to any questions I had.
5.0
SFTP
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SHEILA M
Corona, CA
Posted on February 19th, 2022 06:14 AM
It was very easy to get everything completed. Great Communication. Ryan was very helpful. Thanks Ryan!!!
5.0
SFTP
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Gerardo M
Rosamond Area, CA
Posted on February 14th, 2022 06:48 PM
Communication was very thorough and explained with great professionalism.
5.0
SFTP
M
Macky E
Santa Clarita, CA
Posted on February 4th, 2022 04:41 PM
Ryan was responsive at all times, transparent, and took the time to explain things that I did not understand throughout this whole process. Ryan's professionalism was also very admirable and I would refer him to anyone that is in need of a...
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5.0
SFTP
S
Stephanie M
Corona, CA
Posted on January 24th, 2022 10:37 PM
Wouldn’t choose anyone else. Ryan is my go to!

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