

Ryan Montes
Branch Manager | NMLS# 1326818


Arizona State University
At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tai... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Ryan Montes has received a review with 5 star rating from Taylor G
Ryan and Erin were awesome! Thank you so much for making the process so smooth and efficient. Could not recommend more!
Reply from Ryan Montes
March 19th, 2026 04:00 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Nick Kreager is legendary!!
Reply from Ryan Montes
March 10th, 2026 08:09 PM
I really appreciate the feedback and am looking forward to working with you again.
Every step painless. Simple procedure and roadmap toward closing. Great timeline.
Reply from Ryan Montes
March 4th, 2026 04:23 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Team was very communicative and kept me informed throughout the process. Very professional and easy to work with.
Reply from Ryan Montes
February 23rd, 2026 06:18 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
this is the best guy for mortgage and real estate refinancing
He is very responsive, willing to work with us in different scenarios and challenges
Reply from Ryan Montes
February 9th, 2026 09:03 PM
I really appreciate the feedback and am looking forward to working with you again.
Ryan and team were avail to answer questions when we needed them and communicated everything clearly so we were never in the dark about the process or where we were in it.
Ryan and team were avail to answer questions when we needed them and communicated everything clearly so we were never in the dark about the process or where we were in it.
Reply from Ryan Montes
February 9th, 2026 04:53 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Ryan and his group are great and get the job done!!
Reply from Ryan Montes
January 16th, 2026 10:18 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tailored to your unique goals.
We’re committed to helping you make the right choice for you and your family, and to delivering a level of customer service that not only meets but exceeds your expectations. From first conversation to closing day, you can count on us to make your mortgage experience smooth, transparent, and truly supportive.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
NonQm Mortgages
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Education
- Arizona State UniversityBachelor of Science (BS)Aug 2003 -May 2008

Positions
- Change Home Mortgage - Branch ManagerNov 1st, 2018 - Current
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1326818
- Alabama #86751
- Arizona # LO-0942950
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Awards
Presidents Club To...
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.