Ryan Montes
Branch Manager | NMLS# 1326818
Arizona State University
At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tai... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Ryan was very professional and guided my clients throughout the whole process. We close perfectly on the 21 day escrow. No problems at all. If you've been thinking about getting numbers from Lender, give Ryan an opportunity to show you what...
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Ryan and Kerri were personable, easy to work with, and great at their jobs. Additionally, this was, overall, the best offer.
Ryan and team move efficiently through the process and help navigate underwriting with speed and common sense
Ryan and team move efficiently through the process and help navigate underwriting with speed and common sense
Reply from Ryan Montes
November 5th, 2026 09:22 PM
It was great working with you. Thanks again for putting your trust in us.
The whole process was so time consuming. It would be better if at all possible to cut down on all the paper work. Other than that everyone was very helpful and understanding. Thank you for your patience with me.
Reply from Ryan Montes
October 29th, 2026 03:08 PM
I really appreciate the feedback and am looking forward to working with you again.
I have dealt with Ryan multiple times now with new mortgages and now a refi . He has always been straight with me and never over promises. I highly recommend Ryan and his team .
Reply from Ryan Montes
September 16th, 2026 03:10 PM
It was great working with you. Thanks again for putting your trust in us.
Ryan and his team at Change Home Mortgage came through absolutely clutch for my buyers/clients! They made the loan process simple and communicated with us through the whole process. I can’t thank them enough!
Ryan and his team came through absolutely clutch for my clients. They were one of the key reasons to why our offer got accepted. While my clients other lender struggled to provide docs that were requesed, Ryan and Change Home Mortgage provided...
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Thank you, Ryan, for making my refinance effortless. Everything went smooth and you answered all questions timely and closed quickly.
Reply from Ryan Montes
September 7th, 2026 05:44 PM
It was great working with you. Thanks again for putting your trust in us.
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About
At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tailored to your unique goals.
We’re committed to helping you make the right choice for you and your family, and to delivering a level of customer service that not only meets but exceeds your expectations. From first conversation to closing day, you can count on us to make your mortgage experience smooth, transparent, and truly supportive.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
NonQm Mortgages
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Education
- Arizona State UniversityBachelor of Science (BS)Aug 2003 -May 2008
Positions
- Change Home Mortgage - Branch ManagerNov 1st, 2018 - Current
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1326818
- Alabama #86751
- Arizona # LO-0942950
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Awards
Presidents Club To...
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.