Ryan Gummere - Northpointe Bank
Loan Officer | NMLS# 718236
I'm highly capable of lending our niche family of products in all 50 states including:
Down Payment Assistance
MSHDA
Indiana Housing
Bank Statement Loans for borrowers who can't income qualify for a conventional loan
All In One Offset Mort... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6:30 PM
Tues
8 AM to 6:30 PM
Wed
8 AM to 6:30 PM
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Reviews from Web
Great experience because intime of frustration during the process my loan officer (Ryan) was there to suppprt me.
Reply from Ryan Gummere
July 5th, 2024 06:24 PM
Thank you for your kind words Musa and congrats on your new home!
Ryan was awesome and very patient in explaining step by step
All of the personnel that assisted with our loan were timely, great communicators, explained everything well, and made our first time buying a home a breeze! All of their knowledge and expertise made what could be a stressful situation, the...
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Ryan Gummere - Northpointe Bank has received a review with 5 star rating from Eleanor E
Best customer service for a bridge/ mortgage.
Ryan Gummere - Northpointe Bank has received a review with 5 star rating from Melissa &
Its a home loan, with all the documentation needed , for me personally, its never going to be a great experience. It has nothing to do with Ryan, Ryan was great. I submitted all the documents needed then I was told several time that i was missing...
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Reply from Ryan Gummere
November 9th, 2026 10:38 PM
Thank you for sharing your experience with us. I appreciate you giving us the chance to be part of your home financing process.
not applicable
Reply from Ryan Gummere
November 9th, 2026 04:06 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
My wife and I went with Northpointe for our home purchase, and it was one of the most frustrating experiences we’ve had.We were approved for $925,000 and our purchase price was $810,000. We were told repeatedly, in writing, that we were on...
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because the rate was the better and Ryan is great
Reply from Ryan Gummere
October 26th, 2026 02:34 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
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About
I'm highly capable of lending our niche family of products in all 50 states including:
Down Payment Assistance
MSHDA
Indiana Housing
Bank Statement Loans for borrowers who can't income qualify for a conventional loan
All In One Offset Mortgage
Investment Property HELOCs and Second Mortgages
Bridge Loans which allow Move Up Buyers to place non-contingent offers
As Northpointe Bank's former Commercial Loan Officer, I'm highly capable of helping the most sophisticated investor or self-employed borrower.
I have a heart for helping New Americans realize the American dream of home ownership and our team serves those who speak Swahili, Kinyarwanda, and Spanish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
USDA Loans
Construction Loans
Down Payment Assistance
MSHDA
Indiana Housing
Bank Statement Loans
Asset Depletion
All In One Offset Mortgage
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 718236
Hobbies
- Fishing and Hunting
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender